Planning a holiday to the snow soon? Protect your ski trip by adding an optional Snow Pack to your travel insurance policy for an additional premium.
Our Snow Pack is designed to provide cover for skiing and snow sports. It can also provide cover for your equipment, piste closure and bad weather, emergency rescue and more.1
Allianz Travel Insurance Comprehensive, Domestic and Multi-Trip plans allow eligible customers the option to add a Snow Pack for an additional premium.
This is a summary of cover provided for our Snow Pack only. Terms, conditions, exclusions, limits and applicable sub-limits apply. For full details and before making a decision, consider the relevant Product Disclosure Statement.
You must be under 75 years of age when your Certificate of Insurance is issued to buy this optional pack.
We can help if you are injured, become sick, or need treatment for a pre-existing medical condition (that we agreed to cover) while doing a covered snow sport overseas. This includes:
Cover is provided for your snow sport equipment if (during the period of cover) it’s stolen, accidently damaged or permanently lost while not in use. See Own Snow Sport Equipment in the PDS for the exceptions to this cover.
We’ll reimburse reasonable hire costs if your own equipment is misplaced or delayed for more than 24 hours, stolen, accidentally damaged, or permanently lost.
If you hired equipment and are charged for losing or damaging it, we’ll reimburse that charge.
If you can’t use your pre-booked and pre-paid ski passes, lift passes, equipment hire, or tuition fees due to injury, sickness, or a covered pre-existing condition, we’ll reimburse the unused non-refundable portion.
This also applies if you are diagnosed with COVID-19.
If all lifts at your pre-booked resort are closed for more than 24 hours due to lack of snow, bad weather, or power failure, we’ll reimburse costs for transport to the nearest resort or extra ski passes.
If bad weather or an avalanche delays your pre-booked outbound or return travel by more than 12 hours, we’ll reimburse reasonable additional travel and accommodation costs until you can continue your trip.
If any part of your holiday involves skiing or snow sports, you should consider adding a Snow Pack for an additional premium to your Comprehensive, Multi Trip or Domestic plan.
Standard policies don’t provide cover for your participation in snow sport activities.
Allianz Travel Insurance Comprehensive, Multi Trip or Domestic plans provide the option to add a Snow Pack for an additional premium1. When you buy your travel insurance policy, you can add the Snow Pack to your policy.
To decide which plan best suits your needs, you can compare Allianz Travel Insurance plans.
Our Snow Pack is designed to cover a range of snow sport activities, including:
All activities should take place on groomed terrain, marked and open slopes within ski resort boundaries.1
You can refer to the definition of ‘snow sport activities’ in the Product Disclosure Statement for additional information.
No, Allianz Domestic Travel Insurance policies and the optional Snow Pack does not cover medical and hospital expenses incurred in Australia.
In addition, our Snow Pack doesn’t cover you for emergency snow sport assistance within Australia. For full details see the Product Disclosure Statement.
To be eligible to purchase a Snow Pack you must be under 75 years at the time your policy is issued. You can buy a Snow Pack if you are under 75 years of age when your policy is issued. A Snow Pack is only available for purchase with a Comprehensive, Multi Trip or Domestic Plan.
For full details and before making a decision, consider the Product Disclosure Statement.
Yes. The Snow Pack has an extra excess of $500 on top of your chosen base excess. This amount can’t be changed or removed.
The excess applies if you make a claim under Overseas Medical & Hospital Expenses or Cancellation Benefits, and the claim is due to your participation in a snow sport activity.
Explore our Help page for questions about your policy, claims, payments, and more. If you need to reach us, we're ready to connect.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, exclusions, limits and applicable sub-limits apply. Before making a decision about this insurance, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website.
Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFS Licence No. 245631, trading as Allianz Global Assistance (AGA) as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Travel Insurance is underwritten by the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply.
We don’t provide advice based on any consideration of your objectives, financial situation or needs. Before making a decision, please consider the Product Disclosure Statement available on this website. If you purchase this insurance, AGA will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.
