Car safety features to consider
3. Anti-lock brakes (ABS)
4. Electronic stability control (ESC)
5. Advanced driver assistance systems (ADAS)
6. Blind spot monitoring (BSM)
7. Rear view cameras
As the name suggests, rear view cameras can help you to see objects or people that may be behind your car. This can improve safety when you’re reversing and parking. They’re also an optional safety feature.
When you’re choosing a car and insuring it, it’s important to understand that the car’s safety features can have a significant impact on your overall costs.
How does this impact your insurance?
Innovations in car safety have made our cars smarter and safer. Unfortunately, due to the complexity and time involved in fixing them, these features can also increase car repair costs. If damaged in an accident, modern car safety features, such as ADAS, can be a lot more costly to repair than more traditional safety features, such as seatbelts.
We took a closer look at , and found a range of contributing factors. For example, the need for specialised mechanics who understand these new technologies. Even minor damage can require major repairs to make sure these systems are properly calibrated and safe to use.
These additional costs are important to factor in when choosing your cover, as they can have an impact on your insurance premium. Your car may not have these innovative safety features, but if you’re involved in a collision you may be responsible for covering the cost of repairs to a vehicle that does.
While there’s no doubt the evolution of car safety technology offers important benefits to your safety as a driver or passenger, these advancements also come with increased costs.
When choosing a car, consider the safety features that are important to you. When choosing car insurance, make sure you factor in the impact of car safety features on your premium.
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This article has been prepared by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL234708 (“Allianz”). In some cases, information has been provided to us by third parties and while that information is believed to be accurate and reliable, its accuracy is not guaranteed in any way.
Any opinions expressed constitute our views at the time of issue and are subject to change. Neither Allianz, nor its employees or directors give any warranty of accuracy or accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in this article.
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