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How to enjoy life insurance premium discount

Number 1

Get an online quote or call us

Provide some basic details about you to receive a provisional quote in minutes.

number 2

Apply and secure cover

Apply with no medicals required. Arrange payment to secure your cover.

number 3

Enjoy your discount

Any relevant discount will be applied automatically. You don’t need to provide a promotional code.

13 1000

Terms & Conditions for 15% First-Year Premium Discount for Life cover (for the period of 18 May 2026 to 31 July 2026)

  1. Information on how to claim and the Offer (defined below) form part of these “Terms and Conditions”. Participation in the Offer is deemed acceptance of these Terms and Conditions. The Offer is not valid in conjunction with any other offer.
  2. The Offer is available from 12:00am AEST/AEDT 18 May 2026 to 11:59pm AEST/AEDT 31 July 2026 (“Offer Period”).
  3. Allianz Life Plan insurance policies are issued by Allianz Australia Life Insurance Limited (Allianz, ABN 27 076 033 782, AFSL 296559, “Issuer”).
  4. The Offer is a 15% discount on the first-year insurance premium for Life Cover for an Eligible Policy (defined below) issued by the Issuer (“Offer”).
  5. To be eligible for the Offer:
    • an individual must purchase a new Eligible Policy (defined below) through the Issuer during the Offer Period; and
    • the start date of the Eligible Policy must occur during the Offer Period; and
    • policy holders must be Permanent Residents of Australia, aged 16 years or over (“Eligible Customer”). For the purpose of this Offer, Permanent Residents of Australia are Australian Citizens or New Zealand Citizens or holders of Australian Permanent Residency Visa who are currently permanently residing within Australia.
  6. This Offer is available to new Eligible Policies only. It is not available for existing policies, including the variations of an existing policy.
  7. For the purposes of this Offer, an “Eligible Policy” is a new Allianz Life Plan insurance policy.
  8. For clarity, any form of general insurance, including but not limited to ‘Car’ insurance policies of any kind, ‘CTP’ insurance policies of any kind, ‘Home’ insurance policies of any kind, ‘Business’ insurance policies of any kind, ‘Travel’ insurance policies of any kind and ‘Leisure’ insurance policies of any kind are excluded from this Offer. The Offer relates solely to the purchase of an Allianz Life Insurance product.
  9. For clarity, the Offer applies to Life cover premium only, and does not apply to the premium for Critical Illness cover or Permanently Unable to Work cover.
  10. The Offer will only be applied to Eligible Policies for the first year of the policy. The Offer will not be applied at any subsequent policy anniversaries of the Eligible Policies.
  11. Any premiums provided during the Offer Period will include the Offer, however the premiums provided online, in email, or on a call will only be valid during the Offer Period and will expire at the earlier of the quote expiry and the Offer Period end date.
  12. Any discounts may be subject to rounding and only apply to the extent any minimum premium hasn't been reached. A minimum total premium of $7.50 per month applies irrespective of any discount(s).
  13. The Issuer reserves the right, at any time, to verify the identity and eligibility of each Eligible Customer, and reserves the right, in its reasonable discretion, to disqualify any person who the Issuer has reason to believe has breached any of these Terms and Conditions, tampered with the claim process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of this Offer (“Inappropriate Conduct”). Failure by the Issuer to enforce any of its rights at any stage does not constitute a waiver of those rights. The Issuer’s legal rights to recover damages or other compensation from a person who has engaged in Inappropriate Conduct are reserved.
  14. If there is a dispute, the Issuer reserves the right, in its sole discretion, to make a reasonable determination. The Eligible Customer has the right to access the Issuer’s complaints process details of which can be found at https://www.allianz.com.au/contact-us/dispute-resolution.html.
  15. If any Offer (or part of any Offer) is unavailable, the Issuer, in its discretion, reserves the right to substitute the Offer (or that part of the Offer) with an Offer to the equal value and/or specification.
  16. The Offer is not transferable, exchangeable, refundable or redeemable for cash.
  17. If this Offer is not capable of being conducted as anticipated due to reasons beyond the control of the Issuer, the Issuer reserves the right, in its reasonable discretion, to modify, suspend, terminate or cancel the Offer, as appropriate in the circumstances.
  18. Liability for any tax arising out of participation in this promotion (including acceptance of the Offer) is the sole responsibility of the Eligible Customer. Eligible Customer should seek their own independent financial advice in this regard.
  19. The Issuer collects personal information (“PI”) in order to conduct the Offer and may, for this purpose, disclose such PI to third parties, including but not limited to agents, contractors, service providers and, as required, to Australian regulatory authorities. The Offer is conditional on the Eligible customer providing this PI. In addition to any use that may be outlined in the Issuer’s Privacy Policy, the Issuer may, for an indefinite period, unless otherwise advised, use the PI for the purpose of conducting this Offer, promotional, marketing, publicity, research and profiling purposes and sending electronic messages, offers and information to each Eligible Customer.
  20. For further details about how the Issuer handles PI and details about how Eligible Customers can request access and correction of their information or complain about a breach of the Australian Privacy Principles, please see the Issuer’s Privacy Policy which is available at https://www.allianz.com.au/privacy-policy.html. The Privacy Policy also contains information about how Eligible Customers may opt out, access, update or correct their PI, how Eligible Customers may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with.
  21. An Eligible Customer should carefully consider whether to take out an Eligible Policy independently of the Offer. 

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Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.