SA CTP Insurance

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SA CTP insurance

CTP insurance cover

CTP insurance is compulsory for all drivers in SA. As long as your vehicle is registered, your SA CTP insurance will cover you for any injuries caused to other road users if you are at fault in a motor vehicle accident anywhere in Australia

About the SA CTP Scheme

The SA CTP Scheme provides the following cover Australia-wide, 24 hours a day:

  • Injuries caused to passengers, pedestrians, cyclists and other road users.
  • Injuries sustained by the driver proportionate to the degree of fault unless the driver is entirely at fault.
  • Compensation for reasonable medical and hospital costs and other related expenses.
  • Compensation for lost time at work (excluding the first week).
  • May provide a lump sum payment for non-economic loss (e.g. loss of function; pain and suffering).
  • May provide coverage for victims if a passenger is at fault.
BUT
  • Compensation may be reduced for victims who ignore certain basic road rules.
  • Does not compensate an injured driver that is entirely at fault.
  • Does not cover damage to vehicles or other property

Have you been involved in a motor vehicle accident?

Making a claim

Accident prior to 1 July 2016

Making a claim

Accident on or after 1 July 2016