Generally Compulsory Third Party Insurance (CTP) covers your liability and the liability of anyone else who drives your vehicle for injuries that might be caused to other road users in a motor vehicle accident. CTP insurance is required before you can register your vehicle.
CTP insurance provides the following cover Australia-wide, 24 hours a day:
BUT
An insured person may not be entitled to cover if the insured person breaches the statutory warranties under the statutory CTP policy of insurance for example, driving while under the influence of drugs and/or alcohol. A copy of the policy of insurance is available here.
Drivers are free to choose a CTP insurer when renewing their vehicle registration.
All four Government approved insurers' CTP premiums and claimant survey ratings appear on your registration renewal notice to help with this choice. For more information, visit the SA CTP Insurance Regulator.
Allianz is one of the largest CTP insurers in Australia. Why not make the switch today to find out why the drivers of around 2 million vehicles in Australia are covered by Allianz CTP insurance
The CTP Insurance Regulator website is http://www.ctp.sa.gov.au
The Lifetime Support Scheme (LSS) is a no fault government scheme which provides necessary and reasonable treatment, care and support for people who sustain serious lifelong injuries in a crash. The Lifetime Support Authority (LSA) administers the LSS. For more information, visit http://www.lifetimesupport.sa.gov.au
In South Australia, you can use the EzyReg system to renew your vehicle registration and CTP online. For more details about EzyReg in South Australia visit http://www.sa.gov.au/topics/transport-travel-and-motoring/ezyreg
Service SA provides access to a range of government services and information online, over the phone and at various locations throughout South Australia. For more information about these services visit https://service.sa.gov.au
The name of your current CTP Insurer appears on your registration renewal notice, under the Your Details section (which appears near the top-right corner of the notice).
Alternatively, you can use the EzyReg system or call the CTP Regulator Enquiries Line on 1300 303 558.
You can choose to insure with Allianz at the time you renew your vehicle’s registration by:
The CTP Regulator conducts periodic claimant surveys. Claimants are surveyed approximately three months after lodging a claim, and include claimants that are receiving legal representation. The survey questions focus on Responsiveness, Information Usability, Staff Professionalism and Communication. The survey results in the calculation of a published claimant satisfaction score, expressed as a percentage, which is displayed on registration renewal documents next to each approved insurer.
The SA CTP Insurance Regulator sets a maximum and a minimum price that can be charged for CTP insurance for each type of vehicle. CTP insurers are free to set their prices anywhere within this range. The maximum and minimum prices may vary from time to time likely due to changes in economic factors and/or the cost of CTP claims across the industry. Your CTP premium will be shown on your registration renewal notice.
To learn more about premiums and how they are set, visit the SA CTP Insurance Regulator.
If you choose Allianz as your CTP insurer, the Department of Planning, Transport & Infrastructure (DPTI) sends Allianz daily transaction files with all the relevant policy, vehicle registration and payment information. It is then uploaded into our system, to create a policy record for each vehicle.
Generally CTP Insurance covers your liability and the liability of anyone who drives your vehicle for any injuries that might be caused to other road users in any accident.
For more information about CTP insurance, please visit http://www.ctp.sa.gov.au/vehicle-owners/about-ctp-insurance
Generally Compulsory Third Party (CTP) personal injury insurance covers injury caused to third parties when you or the person driving your vehicle is the driver at fault in an accident. Third parties include your passengers and other road users, such as drivers, passengers of other vehicles, pedestrians, cyclists, motor cyclists and pillion passengers.
In some circumstances, the CTP compensation paid to the injured person may be recovered from you if, for example, you:
The money recovered from you may include injury compensation and claims' management costs.
No, CTP Insurance does not cover damage to your vehicle, other vehicles or property. It is necessary to take out separate car insurance in order to be covered for these events.
To find out more about other Allianz car insurance options, please click here.
If you suffer injuries as a result of a motor vehicle accident and it is shown that another driver was ‘at fault’, you may be entitled to make a claim for damages against the other driver’s CTP insurance policy. However your damages will be reduced by the degree to which you were at fault.
If you are a driver totally at fault in the accident, you will not be entitled to claim any benefits under your SA CTP Policy. However, if your injuries are severe, you may be entitled to make a claim under the government’s Lifetime Support Scheme. For more information on the eligibility requirements of this Scheme, go to lifetimesupport.sa.gov.au.
For more information on who can make a claim please visit ctp.sa.gov.au/injured-people/who-can-make-a-ctp-claim.