Third Party Property Damage Car Insurance




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Third Party Car Insurance Cover Check to see if Third Party Property Damage Car Insurance is right for you

  • Third Party Property Damage
  • Cover for accidental loss or damage to other people's property, (including vehicles) which is partly or fully your fault (legal liability cover) 1
  • Approved legal costs arising out of a covered loss under your policy
  • Legal liability cover when using a substitute vehicle while your vehicle is being repaired or serviced1
  • Accidental damage to your car if you are not at fault in an accident and the other vehicle is uninsured4. Up to a maximum amount of $5,000.

Third Party Fire and Theft cover is no longer available for purchase effective 19/07/2020. Find out more.

Looking for Fire and Theft cover?Our Third Party Property Damage Car Insurance provides cover for damage you cause to someone else’s vehicle and property.

If you are looking for Car Insurance that provides cover for your own vehicle including fire and theft, you may want to consider our Comprehensive Car Insurance product.


Comprehensive Car insurance covers the loss or damage you cause to someone else’s car or property while using your vehicle. Plus insures your vehicle against accidental loss or damage in events such as:

  • accidents
  • theft
  • fire3
  • vandalism
  • hail3
  • storm3
  • flood3

The above is only a summary. Please refer to the Product Disclosure Statement.

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We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the Product Disclosure Statement (PDS). A Premium, Excess, Discount and Options Guide (PED) is also available for reference.

Why choose Allianz

Fast

Our online system is available day and night so you can sign up and manage your cover whenever it suits you.

Easy

Allianz customers have access to a quick and easy claims process.

Frequently Asked Questions

Comprehensive Car Insurance insures your vehicle against accidental loss or damage resulting from events such as accidents, theft, vandalism, fire3, hail3, storm3, or flood3 damage. Plus it covers loss or damage to someone else’s car or property you cause while using your vehicle. Visit Comprehensive Car Insurance to learn more.


Third Party Property Damage insures you for damage you cause to someone else’s car or property while using your vehicle but doesn’t include cover for damage to your vehicle. Visit Car Insurance to learn more about the different types of Car Insurance in Australia.


Compulsory Third Party (CTP) Insurance generally covers the driver of your vehicle for injuries they may have caused to other road users in a motor accident. Visit CTP Insurance to learn more.

Third Party Property Damage (TPPD) Insurance provides cover for damage you cause to other people's vehicle and property.

Allianz Third Party Property Damage Car Insurance covers your vehicle for damage caused to someone else’s vehicle and property. This includes the cost of the damage and approved legal costs arising from a covered accident.


  • Cover for accidental loss or damage to other people's property, (including vehicles) which is partly or fully your fault (legal liability cover)1
  • Approved legal costs arising out of a covered loss under your policy
  • Legal liability cover when using a substitute vehicle while your vehicle is being repaired or serviced
  • Accidental damage to your car if you are not at fault in an accident, can provide the details of the at-fault driver and the other vehicle is uninsured. Up to a maximum amount of $5,0004.

It does not cover your car for fire, theft or damage from an accident that is partly or fully your fault.


For more information on Third Party Property Damage Car Insurance, check the PDS. Visit car insurance to learn about the different types of car insurance we offer.

Some of the contributing factors that may impact the cost of your Third Party Property Damage insurance are:


  • Age of drivers
  • Year and model of car
  • The location your car is parked
  • Driving history

If you choose to pay by monthly instalments there is a 11% service fee that applies, so you may choose to pay annually2.


To find out how much your third party car insurance will cost, get a Third Party Property Damage Car Insurance quote online.

Yes, if you lodge a claim on your Third Party Property Damage policy you will be required to pay a basic excess as a contribution towards the cost of the claim. If the driver is under 25 you will have to pay an additional age excess on top of the basic excess. The amount of the age excess will depend on whether the driver is listed on your policy or not. Any applicable excesses are listed on your policy schedule.

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