Third Party Property Damage Car Insurance




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Third Party Car Insurance Cover Check to see if Third Party Property Damage Car Insurance is right for you

  • Third Party Property Damage
  • Cover for accidental loss or damage to other people's property, (including vehicles) which is partly or fully your fault (legal liability cover) 1
  • Approved legal costs arising out of a covered loss under your policy
  • Legal liability cover when using a substitute vehicle while your vehicle is being repaired or serviced (excluding hire cars) 1
  • Accidental damage to your car if you are not at fault in an accident and the other vehicle is uninsured. Up to a maximum amount of $5,000 determined by the market value of your car

Third Party Fire and Theft cover is no longer available for purchase effective 19/07/2020. Find out more.

Looking for Fire and Theft cover?Our Third Party Property Damage Car Insurance simply provides cover for damage you cause to someone else’s vehicle and property.

If you are looking for Car Insurance that provides cover for your own vehicle including fire and theft, you may want to consider our Comprehensive Car Insurance product.


Comprehensive Car insurance covers the loss or damage you cause to someone else’s car or property while driving your vehicle. Plus insures your vehicle against accidental loss or damage in events such as:

  • accidents
  • theft
  • fire
  • vandalism
  • hail
  • storm
  • flood

The above is only a summary. Please refer to the Product Disclosure Statement.

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Rating by Allianz customers

We do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please refer to the Product Disclosure Statement (PDS). A Premium, Excess, Discount and Options Guide (PED) is also available for reference.

Why choose Allianz

Fast

Our online system is available day and night so you can sign up and manage your cover whenever it suits you.

Easy

Allianz customers have access to a quick and easy claims process.

Frequently Asked Questions

Comprehensive Car Insurance insures your vehicle against accidental loss or damage in events such as accidents, theft, vandalism, fire, hail, storm, or flood damage. Plus it covers loss or damage to someone else’s car or property you cause while driving your vehicle.


Compulsory Third Party (CTP) Insurance insures you or any other driver of your vehicle against liability for death or injuries resulting from a motor vehicle accident for which you or the driver of your vehicle are at fault.


Third Party Property Damage insures you for damage you cause to someone else’s car or property while driving your vehicle but doesn’t include cover for your vehicle.

Third Party Property Damage (TPPD) Insurance provides cover for damage you cause to other people's vehicle and property.

  • Cover for accidental loss or damage to other people's property, (including vehicles) which is partly or fully your fault (legal liability cover)1
  • Approved legal costs arising out of a covered loss under your policy
  • Legal liability cover when using a substitute vehicle while your vehicle is being repaired or serviced (excluding hire cars)1
  • Accidental damage to your car if you are not at fault in an accident, can provide the details of the at-fault driver and the other vehicle is uninsured. Up to a maximum amount of $5,000 determined by the market value of your car

Some of the contributing factors that may impact the cost of your Third Party Property Damage insurance are:

  • Age of drivers
  • Year and model of car
  • The location your car is parked
  • Driving history

If you choose to pay by monthly instalments there is a 11% service fee that applies, so you may choose to pay annually.2


To find out how much you would pay for Allianz Third Party Property Damage Insurance, get a quote in 2 minutes.

Yes, if you lodge a claim on your Third Party Property Damage policy you will be required to pay a basic excess. If the driver is under 25 you will have to pay an additional age excess on top of the basic excess. The amount of the age excess will depend on whether the driver is listed on your policy or not. Any applicable excesses are listed on your policy schedule.

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