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Arranged exclusively through insurance brokers
Prevail is Allianz's trusted partner for prestige motor insurance

Your specialist car deserves specialist cover

Classic, high-value prestige, and exotic vehicles have unique needs, and these vehicles call for a different kind of cover. That’s why we’ve partnered with Prevail - experts in prestige motor insurance, backed by Allianz.

To arrange your prestige motor insurance policy with Prevail, an insurance broker will assist you. Your broker will connect with the Prevail team, who understand your vehicle's true value, its unique risks, and the cover options available to you. 

Acting on your behalf, your broker will make sure everything is in order - something a standard online quote often can’t do for a vehicle like yours. 

Don’t have an insurance broker? Prevail can help you find an established insurance broker. Or read our Guide to Using a Broker for more information.

Curious why you can’t buy directly without a broker? We explain more in our FAQs. 

Why choose Prevail Elite Motor Vehicle Insurance?

Prevail is Allianz’s trusted partner for prestige motor insurance, and is fully backed by us. Their expertise is built on the foundations of Dawes – the well known specialist insurance underwriting agency with nearly 40 years' experience underwriting high-value and specialty vehicles. Their dedicated team focuses exclusively on prestige motor insurance, and they've worked alongside Allianz since 2017. Here's what sets them apart.

Flexible cover

Prevail know every vehicle and driver is unique, which is why they offer tailored levels of cover.

shield and spanner

Specialist repair network

You can choose your own repairer or Prevail can arrange repairs. If the insurer authorises repairs, the quality of workmanship and materials is guaranteed for the life of your vehicle.

Streamlined claims

Prevail have engaged an experienced motor claims team to make your claims process as efficient as possible.

What does Prevail Elite Motor Vehicle Insurance cover?

 Prevail’s car insurance is designed to cover loss or damage to prestige vehicles. Elite Motor Vehicle Insurance can also include:

Classic car insurance 

Classic car insurance covers your vintage favourites because they don’t make them like they used to. Classic cars can include your Mustang, Jaguar, or Aston Martin.

Ultra luxury car insurance

Ultra luxury car insurance covers high-end vehicles known for their premium features and comfort. This can include your limousine, Bentley, Maybach, or Rolls-Royce.

Sports exotic car insurance

Sports exotic car insurance covers your vehicles designed for speed and agility, better known as “supercars”. This can include your Porsche, Ferrari, or Lamborghini.

Modified car insurance

Modified car insurance covers vehicles that have been modified from a manufacturer’s standard specification. Modifications can be performance enhancing or include aesthetic changes.

Imported car insurance

Imported car insurance covers vehicles that have been made overseas and may not be available locally. These cars are often from Germany, Japan, USA, or the UK. 

Enjoy the benefits of Prevail Elite Motor Vehicle Insurance

Below is a snapshot of what Prevail Elite Motor Vehicle Insurance covers. These features and benefits are a summary only. For the full list of product inclusions and exclusions, we recommend reading the  Product Disclosure Statement (PDS) and Target Market Determination (TMD).

  • New for old car replacement
  • If you buy a brand-new car and it's written off within four years of first registration, you can choose to replace it with a brand-new vehicle of the same make and model.1
  • Emergency repairs and accommodation
  • Covers up to $5,000 for accommodation, travel expenses, or emergency repairs if an insured accident happens more than 150km from your home.
  • Choice of repairer
  • Prevail will help find you one, or you can choose your own.2
  • Hire Car
  • Covers up to $250 per day, capped at $5,000 in total for the cost to hire a vehicle if yours is stolen or involved in an accident covered under the policy.3

Prestige car insurance for EVs

Prevail Elite Motor Vehicle Insurance has a lot of EV-friendly features for your prestige electric vehicle including:

Loss or damage to your EV battery

Covers accidental loss or damage to your EV battery.

Charging accessories

Loss or damage to charging cables owned by you, including wall chargers, charging cables, and wall mounts.

Fire, including battery fires

Cover for fire damage, including EV battery fires such as thermal runaway.4

Alternative transport

Covers up to $1,000 for alternative transport if a reported power cut means your prestige EV can’t charge.

Frequently asked questions

Classic, high-value, exotic, imported, and modified vehicles have needs that go well beyond standard car insurance. Cover for these vehicles requires specialist expertise - in the vehicle itself, its value, and the right level of cover. That’s why we work with Prevail, a specialist insurance underwriting agency who focus exclusively on arranging this type of cover. 

Allianz backs the Prevail Elite Motor Insurance product, and Prevail distributes it through established insurance brokers with the right expertise.

Insurance brokers are trained professionals who act independently of insurers. They provide advice and arrange cover for you through insurance companies and underwriting agencies. Insurance brokers will spend time with you, review your needs, and develop an insurance package to suit you. They often have access to insurance products that aren’t offered directly to the public. A broker will also deal with the insurer or insurance underwriting agency on your behalf and keep you informed, updated, and covered.

To learn more about what an insurance broker does, visit our guide. 

Specialist vehicles are complex to insure. An insurance broker understands your vehicle’s true value, its unique risks, and the cover options available to you. They’ll work on your behalf to make sure everything is in order - something a standard online quote often can’t do for a vehicle like yours.

Prevail can help you find an established insurance broker in your area. Get in touch with their team and they’ll point you in the right direction.

We’re not stepping away - we’re bringing in a specialist on your behalf. Prevail is our trusted partner for prestige motor insurance, and Allianz backs their Elite Motor Insurance products. Think of it as the same care you’d expect from us - delivered by specialists in the vehicles you love most.

Prevail is a specialist motor vehicle insurance underwriting agency that we partner with to exclusively arrange cover for prestige, classic, high-value, specialty, and exotic vehicles, and motorcycles.

Absolutely. Prevail’s Elite Motor Insurance is backed by Allianz, so you’re in familiar hands. Prevail unites three long-established agencies - Dawes, Mansions, and Argis - with decades of specialist motor insurance experience. They’re also a member of the Steadfast Group, one of Australia’s largest insurance broker and underwriting agency networks.

Dawes, Mansions, and Argis merged to become Prevail in October 2025. Visit Prevail for more information.

While both cover loss or damage and legal liability, the Prevail Elite Motor Vehicle Insurance is designed specifically for and to meet the needs of high-value, prestige vehicles. The policy can have higher limits for repairs and parts, has enhanced features and benefits of cover, and is only available through insurance brokers.

Allianz Comprehensive Car Insurance covers a wide range of vehicles but doesn’t extend to high-end, grey import and classic cars.

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*Conditions apply

  1. If your new car is stolen or written off within four years of its original registration, you can choose for the insurer to pay you the agreed value or to have your new car replaced with a brand-new vehicle of the same make and model (where available), or superseded model if the previous model is no longer available.
  2.  
  3. If you choose your own repairer, a second quote may be needed from another repairer chosen by Prevail to make sure the quote you've received is reasonable. The insurer may then authorise repairs, pay you reasonable repair costs or the car’s agreed value or replace your car where the policy conditions are met. 
  4. Vehicles must be insured on a ‘daily commute’ or ‘daily non-commute’ basis. 
  5. Battery thermal runaway for EVs is covered, provided there has been no deviation from the manufacturer’s specification in relation to battery usage and charging.

Please refer to the relevant Prevail Elite Motor Insurance Product Disclosure Statement, Target Market Determination and Financial Services Guide, which can be obtained by contacting Prevail on 1300 188 299 or visiting Prevail Insurance website before deciding to acquire, or to continue to hold any Prevail product. 

Prevail Insurance Pty Ltd (ABN 15 096 726 895, AFSL 234437) (‘Prevail’) acts under a binding authority as an agent for the insurer of the Prevail Elite Motor Insurance products, Allianz Australia Insurance Limited (ABN 15 000 122 850, AFSL 234708) (‘Allianz’), to arrange contracts of insurance.

 

Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.