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Multi-Trip travel insurance

All the benefits of comprehensive travel insurance in a 12-month multi-trip policy

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Multi-Trip Plan travel insurance cover

If you travel a lot, chances are you’d prefer not to have to take out a new travel insurance policy every time. That’s where Allianz Multi-trip insurance comes in.

Multi-trip is a 12 month plan that offers all the benefits of our Comprehensive cover - cancellation, luggage, medical and repatriation cover, and much more — for multiple trips within Australia and overseas. It’s surprisingly affordable, and offers excellent value for people who travel a lot.

You pay one premium and then you’re covered for every trip you make in that year. Simply choose the trip duration that will cover your longest journey: 15, 30 or 45 days. Your cover ends when the journey ends and begins at the commencement of a new journey.

Key Multi-Trip insurance benefits

This is just a summary of benefits, and you should read all our travel insurance documents for full information. Exclusions do apply as well as limits to the cover and these are set out in the Product Disclosure Statement.

Section Benefit Single
As selected
$5 million

NOTE: All benefits and premiums are in Australian dollars. All limits include GST.

# Not available for travel within Australia.

Additional Options benefits

You can add extra options to your Cover to increase your coverage for activities that you might do while on holiday.

This is simply a summary of the benefits of the additional options. For full details, such as conditions, limits and exclusions, please read the Product Disclosure Statement.

Snow pack

Section Benefit Single

NOTE: All benefits and premiums are in Australian dollars. All limits include GST.

Cruise pack

Section Benefit Single

NOTE: All benefits and premiums are in Australian dollars. All limits include GST.

Adventure pack

This option covers a range of more adventurous sports and activities not automatically covered in your policy. Please be aware that some sports and activities are not covered under any circumstances. Check the PDS for a list of what sports and activities are covered.

  • Abseiling
  • Animal conservation and handling (under supervision)
  • Battle re-enactment (but not with firearms)
  • Cave/river tubing
  • Caving/potholing
  • Contact sports (including any form of rugby, Australian Rules football or American football)
  • Deep sea fishing
  • Diving underwater using an artificial breathing apparatus at a depth no greater than 30 metres (you must hold an open water diving licence recognised in Australia or dive under licensed instruction)
  • Expeditions to or on the Kokoda Track/Trail
  • Flying fox/zip lining
  • Hiking, trekking or tramping, peaking at altitudes from 3,000 metres up to 6,000 metres, where specialist climbing equipment is not required.
  • Martial arts (but not training)
  • Outdoor rock climbing (with ropes and appropriate safety gear)
  • Quad biking (but only single rider)
  • Sailing from 11 to 15 nautical miles off any land mass
  • Shooting (but only moving target, e.g. clay pigeon)
  • Surface water activities in rivers or rapids graded 4 or 5
  • Tandem parachuting, tandem sky diving, tandem hang gliding, tandem gliding and tandem paragliding (but you must be with a licensed instructor for all these activities)
  • Use of motorcycles with engine capacities greater than 250 cc

Terms and conditions

An excess of $500 in addition to any standard excess, applies for all claims on Overseas Emergency Medical and Hospital Expenses and all Cancellation Fees and Lost Deposits if you purchase this option and your claim arises directly from your participation in adventure activities. You cannot pay to remove or reduce this excess.

This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. Sub-limits apply to particular types of losses or claims. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details.

Increased items limits

This option allows you to increase item type cover limits on your selected plan. It is ideal if you're planning on taking higher value items with you on your trip and want to cover them for loss, theft or damage.

Cover is provided in your policy for the loss or theft or, or accidental damage to, luggage and personal effects up to the item limits shown in the PDS. If you need a higher limit, you can purchase our Increased Item Limit Cover by paying an additional premium when you purchase your policy.

More information


Cover at a glance

Travel Advice

The Allianz Group's Travel Advisories page has some of the latest information on events that might affect you while you’re overseas.

It's a quick way to find out all you need to know about your destination, to help you plan for the unexpected and keep safe.

Get the latest travel advice »

Product Disclosure Statement

View the Product Disclosure Statements.

For full details of Allianz travel insurance including terms, conditions and exclusions of our travel insurance, please refer to the Product Disclosure Statement (PDS).

Terms, conditions, limits and exclusions apply. Please see relevant PDS for details.

Any online discounts offered are applied to our standard rates. Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre. Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708 is the insurer of home, car and travel insurance. Allianz Travel insurance is issued and managed by AGA Assistance Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance, a member of the global Allianz Group.

We do not provide insurance advice based on any consideration of your objectives, financial situation or needs. Terms, conditions and exclusions apply. Before making a decision about our insurance please consider our PDS or call 13 1000 to obtain a copy. If you purchase Travel insurance, Allianz Global Assistance is remunerated by Allianz for providing services on behalf of Allianz. This is a percentage of the premium you pay. Ask us for more details before we provide you with any services on this product. Travel medical assistance services under Allianz Travel Insurance is provided by Allianz Global Assistance.