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Renter's Insurance

Protect your valuable belongings now from just $1 a day*

  • New for old replacement for contents such as TV, furniture, computers
  • Option to cover your portable items when out of home, even overseas
  • Option to specify a replacement value for your most valuable items
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*Conditions apply

Allianz can help you protect your valuable belongings while you rent

As a tenant, it’s sometimes hard to know what contents you need to cover.

Getting the right cover for your contents while you live in somebody else's property is easy with Allianz Renter's insurance. We can help you protect your belongings from loss or damage caused by insured events such as fire, theft and storm.

Get a quote online in just a few minutes, and:

  • Benefit from our 10% online discount*
  • Get up to 30% No Claim Bonus*
  • Choose from three levels of cover to suit your needs
Conditions apply

You are protected against damage and loss caused by

SureCover Renter’s Insurance
Fire and theft Yes
Storm, lightning, water from leaking pipes, earthquake and meteorites Yes
Flood Optional
Additional protection included in higher level cover
Accidental damage SureCover Gold
Standard benefits
New for old replacement Yes
help Additional cost of temporary accommodation Yes
Legal Liability cover Up to $10,000,000#
Credit cards - cover for loss or theft Up to $2,500#
Replacement of locks and cylinders Up to $1,000#
help Contents in the open air at your risk address Yes
help Guests', visitors' and domestic helpers' property Yes
Contents in safe deposit box Yes
Contents temporarily removed from your insured address Up to 20% of contents sum insured with sub-limits for selected contents
help Compensation for death Yes
help Security firm attendance Yes
Title deeds Yes
Veterinary costs Yes
Automatic indexation of sum insured Yes
Additional benefits included in higher level covers
Fusion of electric motors SureCover Plus
SureCover Gold
help Spoilage of perishable food SureCover Plus
SureCover Gold
Legal defence costs SureCover Gold
Tax audit SureCover Gold
Contents in transit to your new place of residence SureCover Gold
Optional benefits
Specified personal effects Optional
Portable items Optional
Domestic workers’ compensation Optional
Tailored to each state’s legislation requirement8

# Higher limit available in higher level covers. Refer to the Compare Cover page for more details.
8 Not available in all States or Territories of Australia

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Product Disclosure Statement

For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).

Key Facts Sheet

To review the Key Facts Sheets available for our home contents covers click below.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about our insurance please consider the relevant Product Disclosure Statement (PDS) available on this website.

Conditions apply
Any online discounts offered are applied to our standard rates (excluding optional covers) and apply to the first year’s premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts my not be applied to the premium for optional covers such as Flood and Personal Effects (where applicable).
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts my not be applied to the premium for optional covers such as Flood (where applicable).
Home Insurance discounts
Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% discount for combining buildings and contents covers on the one policy and the third discount is up to 10% discount for buying online. Discounts may not be applied to any Flood or Personal Effects components of the premium (if applicable).
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims in the preceding five years may still qualify for reduced No Claim Bonus.
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However landlords who have had up to two claims may still qualify for reduced No Claim Bonus.
Cost per Day
Cost per day is based on the average annual premium paid between 1/1/14 and 18/5/14 by new Renter’s Insurance customers insuring $60,000 of contents cover only under SureCover Home Insurance. Excludes optional covers such as Flood and Personal Effects. Individual premiums may vary depending on rating factors such as suburb, insured age and claims history.