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We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about our insurance please consider the relevant Product Disclosure Statement (PDS) available on this website.
† Conditions apply
Any online discounts offered are applied to our standard rates (excluding optional covers) and applies to the first years premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice.
Home and Landlord Insurance discounts
The following discounts will not be applied to the flood premium - No claim bonus, approved security system discount, combined policy discount, age of owner discount, my Allianz discount, age of building discount and voluntary excess discount.
** Landlords' contents cover is only applicable when you select building cover under Allianz's SureCover Home Insurance or SureCover Plus Home Insurance policies.
# Cover for loss or theft of your credit card is applicable when you select contents cover under Allianz's SureCover Home Insurance, SureCover Plus Home Insurance or SureCover Gold Home Insurance policies.
† If you are eligible for two or more discounts, the second and any subsequent discounts may be applied to the premium (excluding applicable taxes and government charges) after it has been reduced by previous discounts. If your premium is below our minimum premium, then the minimum premium will apply.
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home insurance claims in the preceding five years. However, customers who have had up to two claims in the preceding five years may still qualify for a reduced No Claim Bonus. No Claim Bonus applies to the premium for home buildings and home contents, but not to the premium for optional covers.