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Choosing Allianz Home Insurance

Your dream home and everything you treasure deserve proper protection. Allianz provides reliable insurance for home and contents, ensuring your peace of mind.

Quality Service

  • Quick and easy claims service 24/7
  • Friendly and helpful staff to help you get the right protection
  • Payment options to meet your needs
  • 100% Australia based contact centre

Great Value

  • Up to 10%* discount when purchasing a new policy online
  • Up to 30% no claims bonus
  • Combine your building and contents cover to receive up to 10% discount
  • Option to change your excess to reduce your premium

Great Features

  • We can protect your portable items such as mobile phones, cameras and engagement ring, when you take them out of your home, even overseas
  • We guarantee the quality of repairs
  • You can save on your premium if you choose not to buy flood cover

Limited Time Offer

Combine your building and contents cover to get access to 12 months’ Emergency Home Assistance

Valid before 03/10/15

What is Emergency Home Assistance


Cover Options


SureCover
Home Insurance

Includes:
  • Option of building and/or contents cover
  • Insured events cover
  • Accidental breakage of glass
  • Cover for contents in open air at your risk address
  • Landlords' contents cover*
  • Up to $2,500 for any one occurrence for lost or theft of your credit card*
Find out more »
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SureCover Plus
Home Insurance

Includes:
  • Option of building and/or contents cover
  • Insured events cover
  • Accidental breakage of glass
  • Cover for contents in open air at your risk address
  • Fusion of electrical motors less than and equal to 10 years old
  • Spoilage of refrigerated / freezer food
  • Landlords' contents cover*
  • Up to $5,000 for any one occurrence for lost or theft of your credit card*
Find out more »
Get a quote » Get a quote »

SureCover Gold
Home Insurance

Includes:
  • Option of building and/or contents cover
  • Accidental loss or damage
  • Accidental breakage of glass
  • Cover for contents in open air at your risk address
  • Fusion of electrical motors less than and equal to 12 years old
  • Spoilage of refrigerated / freezer food
  • Up to $5,000 for any one occurrence for lost or theft of your credit card*
Find out more »
Get a quote » Get a quote »

Optional
Extras

Allianz offers a range of home insurance cover options that can be selected in addition to the standard cover benefits offered under our home insurance policies.

Find out more »
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Latest Home Insurance news

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Using hot water is an efficient and clean way to keep your home warmi. Read more »



More information

Emergency Home Assistance?

  • Connects you with a tradesperson to help with ten common emergencies around the home
  • For a limited time combine building & contents insurance* to receive Emergency Home Assistance*
All about EHA
Get Home Insurance Quote Get a Quote

Awards

Home Insurance Calculator

Find out how much Home cover you may need in just a few minutes! As simple as 1, 2, 3.

How much Home cover may I need?

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Product Disclosure Statement

For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).

Key Facts Sheet

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about our insurance please consider the relevant Product Disclosure Statement (PDS) available on this website.

Conditions apply
Any online discounts offered are applied to our standard rates (excluding optional covers) and apply to the first year’s premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts my not be applied to the premium for optional covers such as Flood and Personal Effects (where applicable).
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts my not be applied to the premium for optional covers such as Flood (where applicable).
Home Insurance discounts
Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% discount for combining buildings and contents covers on the one policy and the third discount is up to 10% discount for buying online. Discounts may not be applied to any Flood or Personal Effects components of the premium (if applicable).
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims in the preceding five years may still qualify for reduced No Claim Bonus.
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However landlords who have had up to two claims may still qualify for reduced No Claim Bonus.
Cost per Day
Cost per day is based on the average annual premium paid between 1/1/14 and 18/5/14 by new Renter’s Insurance customers insuring $60,000 of contents cover only under SureCover Home Insurance. Excludes optional covers such as Flood and Personal Effects. Individual premiums may vary depending on rating factors such as suburb, insured age and claims history.
Emergency Home Assistance Offer
Customer must combine buildings and contents insurance.
Offer valid 1/8/15 to 3/10/15.
Direct customers only. Does not apply to renewals.
Covers up to $250 for each of 2 call outs.
Terms, conditions, limits & exclusions apply.
Emergency Home Assistance provided by AGA Assistance Australia Pty Limited. For full terms and conditions, including exclusions and limits see Emergency Home Assistance Terms & Conditions.
Portable items
Anywhere in Australia and for a maximum of 35 days in any one period of insurance elsewhere in the world. Only available in conjunction with contents cover.
Option to change your excess
Not available when an imposed excess applies.
Temporary accommodation
The maximum combined total amount we will pay under this benefit and “Removal of debris, professional fees and extra costs” is 10% of the sum insured on the buildings.
New for old replacement
At Allianz's discretion and subject to availability of replacement item.
Domestic workers compensation
Not available in all States or Territories of Australia