What is Comprehensive Car Insurance?

Most cars and vehicles are valuable assets. Even if it’s a few years old, it’s still likely to be worth thousands of dollars.

So, imagine if it was stolen and never recovered? Or you were in an accident, and the vehicle is badly damaged? Worse, it’s a write-off and has to be replaced?

Do you have the funds lying around to repair it, replace it - and pay for the costs of any other vehicles involved? Probably not.

So, a smart thing to do is take out comprehensive car insurance.

How comprehensive car insurance works

Comprehensive cover is all about vehicles: your car, other vehicles, caravans and trailers. Since comprehensive car insurance is not compulsory, the options are much more competitive and varied.

When choosing car insurance, look for the added benefits. Allianz SureCover Plus Car Insurance, for example, will replace a vehicle with a brand new one (subject to availability) if the vehicle is written off and less than 2 years old.

The costs of comprehensive car insurance will vary according to such factors as where you live, details of the driver, and whether the vehicle is garaged.

Why not get an accurate car insurance quote online, right now.

Allianz comprehensive car insurance options compared

Allianz offers three types of comprehensive car insurance: Third Party Property Damage, Third Party, Fire and Theft, and fully comprehensive.

The first two will cover you for other people’s vehicles and property, whilst fully comprehensive car insurance will cover yours - as well as provide additional benefits.

The safest option - to cover the people and vehicles involved in accidents - is your CTP plus fully comprehensive car insurance.

Simply call us on 13 1000 or try our car insurance online quote.