Get help or advice on your SA CTP claim by calling 1300 137 331.

SA CTP Insurance

The Motor Accident Commission (MAC) is the Compulsory Third Party (CTP) insurer of all vehicles registered in South Australia and, since 1 July 2003, Allianz has been contracted to handle all claims and enquiries on their behalf.

On 1 July 2013, changes to South Australia's Compulsory Third Party (CTP) Insurance Scheme came into effect, improving the Scheme's affordability and delivering a consistent compensation system for those injured in a motor vehicle crash. For more information on the SA CTP changes visit

SA CTP insurance provides compensation to victims of motor vehicle crashes where the vehicle at fault was registered in South Australia. By paying your CTP insurance premium when registering your vehicle, you are protecting yourself from being sued for compensation if you cause injury to a third party in a motor vehicle accident which was your fault.

About the SA CTP Scheme

The SA CTP Scheme provides the following cover Australia-wide, 24 hours a day:

  • Injuries caused to passengers, pedestrians, cyclists and other road users.
  • Injuries sustained by the driver proportionate to the degree of fault unless the driver is entirely at fault.
  • Compensation for reasonable medical and hospital costs and other related expenses.
  • Compensation for lost time at work (excluding the first week).
  • May provide a lump sum payment for non-economic loss (e.g. loss of function; pain and suffering).
  • May provide coverage for victims if a passenger is at fault.
  • Compensation may be reduced for victims who ignore certain basic road rules.
  • Does not compensate an injured driver that is entirely at fault.
  • Does not cover damage to vehicles or other property.

How to make a claim

If you have been injured in a motor vehicle crash that was not your fault, you may be entitled to compensation under the SA CTP Scheme. To make a claim now, or to find out whether you are entitled to make a claim, select one of the options below or call Allianz on 1300 137 331.

Report suspected fraud

Please report motor injury fraud. After all you’re paying for it.

People who make false motor injury claims take millions of dollars off South Australian motorists every year. People who stage crashes, exaggerate their injuries and make false statements, make motorists pay more in premiums with their motor registration.

You may know of someone claiming to be injured, who is really just trying to manipulate the system. If you do please report it by calling the:

CTP Fraud Hotline on 1800 013 443
You can remain anonymous.