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This information is for customers who buy a new policy. Our policies have changed over the years, so your cover may differ based on when you first purchased it. Visit our policy page for more information.

Our Comprehensive Car Insurance customers rated their claim experience 4.5 out of 5 over the last year. See more about what our customers had to say.

Why NSW drivers choose Allianz Comprehensive Car Insurance

Trusted by over 200,000 NSW drivers

We’ve been providing insurance to New South Wales residents since 1951.

24/7 claims support

We helped our NSW Comprehensive Car customers through over 45,000 claims in 2025.

Choose your own repairer

Choose your own or we can help you pick from over 65 selected repairers in NSW.1

Your EV is covered

Our Comprehensive Car Insurance can cover your EV in NSW and Australia-wide.

What some of our customers had to say

"The process was easy. Allianz kept me updated with dates and locations for the repairs."

- Ish Larney, Bonnet Bay, NSW, 28 Jan, 2025

"We were extremely satisfied with the service. Our claim was settled without any hassle which we greatly appreciated. We have been singing your praises to all our family and friends. We would not hesitate in taking out insurance with your company again. Thank you."

- T Justin, Glenroy, NSW, 20 Feb 2025

Find the cover that's right for you

Comprehensive Car Insurance

Covers your car, damage to other people’s cars or property – and includes benefits such as choice of repairer.1

Learn more

Comprehensive Essentials

Our entry-level Comprehensive policy covers your car, and damage to other cars and property.

Learn more

Third Party Property Damage Insurance

Covers the cost of accidentally damaging someone else’s car or property. Damage to your own car isn’t covered.

Learn more

NSW CTP Green Slip Insurance

Covers the cost of injuries caused by car accidents and is needed before you can register your car. 

Learn more

What features might NSW drivers want in their car insurance?

Whether you’re commuting home from Sydney's CBD or traversing one of our many scenic coastal roads, our Comprehensive Car Insurance is designed with you in mind.
  • Loss or damage to your car including weather damage
  • Cover for accidental damage, fire, bushfire, flood, theft and storm including hail damage.
  • Agreed value
  • When you take out a Comprehensive Car Insurance policy, we’ll agree on an amount with you that we’ll cover your car for. You may want to include other costs such as accessories, modifications or on-road costs.
  • New car replacement after total loss
  • With Comprehensive Car Insurance, if your new car is stolen or written off within the first 2 years of registration, you can choose for us to pay you the agreed value or to have your new car replaced with one of the same make and model where available in Australia.
  • Rental car
  • Our Comprehensive Car Insurance covers you after a collision that wasn’t your fault, after theft, or after a total loss.

Compare Car Insurance policies

The table provides a brief comparison and overview of Allianz Car Insurance policies. Make sure you read the Product Disclosure Statement (PDS) for more information.

This is a summary only of some of the features available in our Comprehensive Car Insurance, Comprehensive Essentials and Third Party Property Damage Car Insurance policies. Before deciding on this insurance, carefully consider the PDS which sets out the terms, conditions, limits and exclusions.

Roadside Assistance 24/7 Australia wide

Want roadside assistance in NSW and across Australia? We can help get you moving again if your car breaks down.8

Top Car Insurance claims in New South Wales

These common claims are all covered by Allianz Comprehensive Car Insurance.
1st most common claim

Windscreen damage

21%

With the option to remove excess for windscreen damage only claims.
2nd most common claim

Collision with vehicle

17%

3rd most common claim

Hit in rear

10%

4th most common claim

Hit object

7%

5th most common claim

Damage while parked

7%

We supported over 45,000 Comprehensive Car Insurance customers in NSW last year with their claims.

"According to our data, windscreen damage is one of the most common reasons for claims in NSW – which our Comprehensive Car Insurance policy covers. We also offer an optional benefit that lets you remove your excess. This prevents out of pocket costs if you need to make a claim on your windscreen or window glass."

- Con Souliotis, Motor Insurance Product Manager

Moving to NSW?

If you're moving to New South Wales, make sure you:

  • CTP Insurance
  • CTP insurance isn’t included with your car registration or car insurance in NSW. You need to purchase it separately.
  • Car Insurance
  • It’s worth reviewing your car insurance when you move states. If you have a policy with Allianz, let us know you’ve moved to NSW and we can update your details.

Already an Allianz Car Insurance customer?

If you’re an existing Allianz Car Insurance customer, your cover might be different. To check what’s included, head to our policy documents. It breaks policies down by date, so it’s easy to find the one that applies to you.

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Frequently asked questions

In NSW, you’ll need to purchase NSW Compulsory Third Party Insurance, otherwise known as CTP or a ‘Green Slip’ before you can register your car.

You can also choose to cover your car for accidental loss and damage as well as damage you may cause to other people’s property with our Comprehensive Car Insurance or Comprehensive Essentials.

If you're looking for cover only for damage you may cause to other people’s property, consider our Third Party Property Damage Insurance.

Treating injuries caused by a car accident can be expensive. While both medical treatment and care can be costly, there could also be other unexpected expenses. If someone is injured, they may not be able to work and might have to be compensated for lost income. They might also be entitled to extra compensation for pain and suffering.

Not everyone will be able to pay these costs, so Compulsory Third Party Insurance (CTP) is required to be purchased by all vehicle owners to make sure that people who have been hurt by someone else in a motor vehicle accident can still get financial support during their recovery if they need it.

In NSW, CTP insurance also provides a level of compensation to you or any other driver of your vehicle if injured and at fault in an accident.

Each insurance company calculates the cost of car insurance differently.

The cost of Allianz Comprehensive, Comprehensive Essentials and Third Party Property Damage Car Insurance is determined by a range of factors. When calculating your car insurance premium, we consider factors such as:

  • The type of cover you hold
  • The age, driving experience and claims history of the person who drives the car most
  • The year, make, and model of your car
  • The location your car is parked

You can get your quote online for our Comprehensive Car Insurance and Third Party Property Damage Car Insurance.

We're here to help

Explore our Help page for questions about your policy, claims, payments, and more. If you need to reach us, we're ready to connect.

Visit Help and contact

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^ This is the total number of Allianz Car Insurance policies sold in NSW as at October 2025, including policies purchased through our distribution partners, where Allianz is the product issuer.

*Conditions apply

  1. If you choose your own repairer, we may need a second quote from another repairer chosen by us just to make sure the quote you've received is reasonable. We may then authorise repairs, pay you reasonable repair costs or the car’s agreed value or replace your new car where policy conditions are met.
  2. If your new car is stolen or written off, you can choose for us to pay you the agreed value or to have your new car replaced with one of the same make and model where available in Australia.

  3. We'll arrange a rental car of a similar size and type to your car after a covered collision where you are not at fault and have provided us with the at fault person's details. You’ll get a rental car for a maximum of up to 30 days. This benefit will end earlier if your car is repaired and returned to you, we pay you the cost of repairs, or we settle your claim as a total loss. If a rental car of a similar size and type (e.g. medium SUV) to your car is not available, we will pay you a travel allowance of $80 a day for as long as we would have given you a rental car. See the PDS for more details.

  4. Cover for personal belongings if damaged or stolen after a covered incident, except if car is left unlocked when belongings are stolen or damaged and the car isn’t damaged or stolen. Excludes cash, credit cards, cheques, firearms, tools or other items related to a business.
  5. From the day you sell your car, or give it away and replace it with another one, we’ll provide temporary cover for your replacement car under your existing car insurance policy for up to 14 days.
  6. Removal of excess for one full windscreen, window glass or sun roof replacement and two repairs in each period of insurance.
  7. If you choose this option, we will arrange a rental car of a similar size and type to your car for as long as it takes to either fix your car, pay you the cost of repairs, or determine if your car is a total loss. This will apply after any covered incident, no matter who is at fault. If a rental car of a similar size and type (e.g. medium SUV) to your car is not available, we will pay you a travel allowance of $50 a day for as long as we would have given you a rental car. See the PDS for more details.
  8. Roadside Assistance is provided by AWP Australia Pty Ltd ABN 52 097 227 177. Service area limits, entitlement limits, exclusions and terms and conditions apply. For full details, read the terms and conditions.
Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.