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Comprehensive car insurance in NSW

A range of options including rental car & cover for the
removal of basic excess for windscreen & glass damage.

  • Up to 15% off when you buy online*
  • Safe Driver Discount for eligible drivers*
  • $25,000 Accidental Death Cover*
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*Conditions apply

NSW drivers: Insure your car with Allianz comprehensive car insurance

Great Value

  • Up to 15% discount when purchasing a new policy online*.
  • Up to 60% No Claim Bonus*.
  • Flexible excess options available to customise your own premium.

Quality Service

  • Quick and easy claims service 24/7.
  • Friendly and helpful staff to help you find the right cover.
  • Flexible payment options to meet your needs.

Great Features

  • Up to $750 cover for personal items stolen from your car.
  • Guarantee on the workmanship of repairs we authorise for as long as you own the car.
  • A range of options including rental car & the removal of basic excess for windscreen & glass damage.

A brand you can trust

Allianz, Large general insurance company of the year 2014
Learn more

Spanning over 800,642 square kilometres, our state is one of great diversityi. We've got the arid yet colourful landscape of outback NSW. The subtropical coastal north and south with secluded beaches and spectacular wilderness. The magnificent Great Dividing Range running through our East Coast featuring sub-zero peaks such as Australia's highest - Mt Kosciuszko at 2,228 metresii. And more.

Don't let car theft hold you back from driving. Take out car insurance and enjoy the natural wonders of NSW.

When the First Fleet arrived on our shore in 1788, we started out with a population of just 788. Today, our population is well into the millions, peaking at 7,317,500iii, and we're Australia's most populous stateii.

NSW is a melting pot of cultures. We've got descendants of the English, Irish, Greeks, Chinese, Indians and more. Most of us live in the cities, suburbs and towns. But we have an affinity with nature and we've inherited our affection for the bush from generations before us.

We love nothing better than to escape the big smoke to go on beachside trips or camp in the wilderness of our National Parks. We adore the open plains of country NSW, chock-a-block with wheat fields and livestock. We marvel at the sight of vineyards across NSW, filled with flourishing grapevines. We relish in moments spent on the alluring beaches of our North and South Coasts, perfect for a stroll, swim or surf. And then there's the magic of our capital city - Sydney, filled with great bright lights, never short of traffic or sounds of laughter, never dull.

Your car in NSW

At Allianz we know that your vehicle is an important part of your lifestyle no matter which part of the state you're from.

In the first quarter of 2013, there were several local government areas from different parts of the state with registered vehicles well above the hundred thousand mark: Wyong with 132,229 vehicles registered, Wollongong with 153,514 vehicles, the Hills Shire with 141,037, and Penrith with 149,317.Other areas are listed in the Registered vehicles across NSW table.

Owning a car offers convenience, but it does not come without the risk of theft. NSW was the state with the most cars stolen in the year ending 30th June 2013, with a total 17, 061 vehicles stoleniv. If you live in this state, your chance of losing your vehicle to thieves is higher than if you were to live in the second most populated state of Victoria - NSW has a theft rate of 3.42 per 1,000 registrations, as compared to VIC with a theft rate of 2.64v.

All across NSW in 2012/13, 11,378 vehicles were stolen for short-term purposes, and 5,683 were stolen for profit-motivated purposesiv.

In the 2012/13 period, Blacktown had a reported number of 860 vehicles stolen, the most thefts reported for any local government area in NSW. Bankstown was second with 757 and Liverpool third with 636vi.

We've also identified that Hyundai, Holden and Toyota are the most stolen car brand in NSW. In 2012/13, the top pick for short term theft was the Hyundai Excel X3: 317 vehicles were stolenvii. The Holden Commodore VT and VN followed in second and third as the preferred steals. For profit-motivated theft, the Toyota Hilux MY98_04 was the most stolen vehicle with 196 thefts in NSW in totalvii.

Why choose comprehensive car insurance from Allianz?

Allianz provides reliable car insurance for drivers across NSW and beyond.

Our comprehensive car insurance offers protection to your investment when it comes to theft amongst other accidents. If your car is stolen and not recovered you can receive up to $100 per day for 21 days for rental car use.

Plus if you suffer from total loss^ due to car theft, we will pay you an agreed value or the market value of your stolen car, and make sure you receive the rental car benefit too. And if your vehicle is less than 2 years old and becomes a total loss^, we will replace it with a new one of the same make, model and series!

There's more. We will also provide up to $750 cover for personal items stolen from your vehicle.

Get a car insurance quote online in just 2 minutes. Let us help protect the investment in your car.

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Get a Quote or call us on 13 1000

^Please refer to page 20 of our Allianz Car Insurance Product Disclosure Statement

NSW experiences we love

i Geoscience Australia, Area of Australia - States and Territory,

ii NSW government, About New South Wales,

iii Australian Bureau of Statistics, 2011, Australian Demographic Statistics,

iv National Motor Vehicle Theft Reduction Council, 2013, Quick Stats: Financial year ending 30 June 2013,, p.1

v National Motor Vehicle Theft Reduction Council, 2013, Quick Stats: Financial year ending 30 June 2013,, p.2

vi National Motor Vehicle Theft Reduction Council, 2013, Statistical Report 2012/13 (revised),, p.32, 58

vii National Motor Vehicle Theft Reduction Council, 2013, Quick Stats: Financial year ending 30 June 2013,, p.4

viii NSW Government, Transport Roads & Maritime Services, Registration: Table 1.1.11 Registered vehicles by vehicle type by Local Government Area as at 31 March 2013,,

More information

Options to reduce your premium

Options to improve your cover

Car theft rates by state

A state by state breakdown of car theft rates throughout Australia. Car theft rates by state

Number of car thefts by state

An overview of total numbers of car thefts across Australian states. Damage Frequency of Solar Panels

Registered vehicles across NSW

From Bankstown to Wyong, from Hornsby to Warringah - here's an overview of the number of vehicles registered in different areas across NSW as at 31 March 2013. Registered vehicles across NSW

Number of thefts by vehicle type

In NSW, Toyota models and the Hyundai Excel X3 were among the most stolen cars in the financial year 2012/13. Number of thefts by vehicle type

Online discounts
Any online discounts offered are applied to our standard rates, but excluding all other optional covers. The online discount only applies to the first year's premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice.
Car Insurance discounts
The online discount does not apply to Third Party Fire & Theft policies and Third Party Property Damage policies. Safe Driver Discount applies to new Allianz Car Insurance policies only. Drivers must be aged 30 years plus. Eligibility conditions in relation to all drivers. Discount available for new Allianz Car Insurance policies only.
$25,000 Accidental Death Cover
At no extra cost, if you or your spouse has an accident that results in an injury which is the sole cause of death within 90 days of the injury, we will pay your estate $25,000.
Windscreen cover excess
Only applies where damage to windscreen is the only damage to the vehicle.

Terms, conditions, limits and exclusions apply. Please see the relevant PDS available on this website for details.