Travel Insurance for Hong Kong

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Hong Kong is one of the most vibrant and exciting cities in the world. From humble beginnings as a small fishing village, Hong Kong is one of the world’s largest financial hubs and densely populated metropolises. These days, Hong Kong is an attractive, large modern city, but it still clings on to reminders of its historic past, and it has long been a shopping mecca and tourist destination for many visitors.

Sights and Activities

One of Hong Kong’s most iconic images are the junks floating around on the harbour. A traditional junk boat ride will give you a great view of the Hong Kong skyline.  Another great place to take in the views is ‘The Peak’. From either viewpoint, it’s worth immersing yourself into Hong Kong’s famous evening light show, the Symphony of Lights.

Another icon and Hong Kong landmark is the Big Buddha. You can reach the Big Buddha via bus, hiking, or via the Npong Ping Cable Car - a 7km journey suspended high above the ground and across the bay.

Hong Kong is synonymous with shopping – and many travelers can relate to needing to check their baggage limits for the journey home. Shopping in Hong Kong has everything you could possibly imagine – from designer goods to genuine imitations. There is Sogo, the popular department store that is everyone’s meeting point which sells all sorts of designer goods, shoes, leather goods and great food. The Hong Kong Trade Development Council Design Gallery in Wanchai has an interesting collection of bits and pieces from picture frames and fashion accessories to soft furnishings and laptop speakers. For the gadget geeks, Pacific Place in the Admiralty has the latest in electronic goods.


People in Hong Kong live to eat – not eat to live! Food is an integral part of living in Hong Kong and it’s easy to eat your way around the city across multiple cuisines and budgets. The cuisine is heavily influenced by Cantonese culture, but other Asian influences are popular, as well as western style fare. Feel free to commence your day with some small, bite-sized portions of dim sum – chewy pastry filled with shrimp, chicken, spinach and mushrooms or vegetables and rice noodles, usually served in traditional bamboo steamer baskets. Universal Hong Kong dishes include Wontons and Sweet and Sour Pork. Regardless of your taste, it’s hard to be hungry in Hong Kong!

Health and Safety Risks of travelling to Hong Kong

Hong Kong has excellent health care standards and medical practitioners – some of the best in the world. However, accessing medical treatment is expensive as costs are second only to the United States, hence it is recommended taking out travel insurance to cover potential unforeseen circumstances.

Hong Kong is one of the safest places to visit, but it’s always worth checking the risks before travelling there. Violent crime rates are very low but there is always the risk of pick-pockets and bag-snatchers in cities, so it’s wise to take the usual precautions when it comes to taking care of travel documents, cash or credit cards when you’re in a crowded area or travelling on public transport. As a general precaution, avoid carrying large amounts of cash, jewellery or cameras, or expensive watches, especially in less populated areas.

The typhoon season occurs between May and October, so if you are travelling at this time, bad weather may cause delayed or cancelled flights or ferries, and you may have to arrange extra accommodation and meals at your own expense, if you do not have insurance.

Tap water is safe and meets World Health Organization guidelines for drinking water; however, many people prefer to drink bottled water.

Infectious diseases such as the bird flu exist in Hong Kong, so it’s a good idea to discuss your travel plans with your GP before you go, and make sure you have taken all necessary precautions to stay well.

Minimise your risks by taking our travel insurance.

While Hong Kong is generally a safe destination, visitors are also advised to use common sense and caution while travelling to avoid the potential risks.

Being a smart traveller by getting vaccinated before you leave Australia and by taking precautions to minimise the risk of illness, accident or theft while overseas can help improve the chances of your trip to Hong Kong being memorable for all the right reasons. However, some things are outside even the most cautious traveller's control; ensuring you have adequate travel insurance is an essential way to minimise the costs of an illness or misadventure in Hong Kong.

Whether you have to change your travel plans for health reasons, have your new camera stolen or even suffer an injury that requires medical evacuation, Allianz Travel Insurance can help minimise the financial impact. Allianz offers Basic Travel Insurance, Comprehensive Travel Insurance and Multi Trip Travel Insurance for your trip overseas. Get a quote from Allianz today!

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