Do your research
Before you buy a car, take the time to research different models, to find one that best fits your budget and needs1. Consider the following:
- Space: How much room do you need in your car?
- Safety: How safe are the options you’re considering? Check the ANCAP ratings to understand how good different models are at keeping you safe on the road.
- Fuel economy and the environment: Is the model you’re looking at fuel efficient, or a fuel guzzler?
Always test drive
Test drive a car before you buy it, especially if it has been used. Try to choose your own route, and drive in a variety of conditions1. You can even take a friend and share your thoughts.
If you’re driving a used car, look for mechanical issues by2:
- Using the full steering wheel range
- Testing the handbrake on a steep hill
- Listening for irregular noises, especially from the engine
- Checking the transmission shifts and handling in a variety of conditions.
Visit an independent mechanic when buying used
If possible, have the car inspected by a qualified and independent mechanic before you buy it. Don’t accept the car if you’re not satisfied with the results. Don’t agree to take a safety certificate or warranty instead of an inspection, and make sure you see the outcome personally.
Negotiate terms and check your contract
Read the terms of the sale thoroughly. Make sure that none of the fields have been left blank, including the delivery date. Don’t sign the contract until everything has been negotiated, as you are unable to make adjustments once it has been executed1.
If you’re buying a used car, make sure the registration and service history paperwork is correct, and matches the seller’s details. Also, it is important to check the history of the car and if it has been reported as a write off or has hail damage. Always ask for originals, not copies2.
Insure your car before you drive away
Hitting the road without the right insurance is a risk, so it’s important to protect your car before you drive it3. When registering a car you will need to purchase compulsory third party (CTP) which covers liability you incur for injuries you cause to others on the road. You may also want to get car insurance, and Allianz has two options to choose from: