Business Insurance Pack

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Business Insurance is suitable for customers with more complex requirements and offers a selection of cover options to help meet your needs.

Cover options include Public and Products Liability, Personal Accident and Sickness, Material Damage, Theft and Breakage of Glass plus many more.

It also offers a quick and easy claims process and pay by the month at no extra cost.

Covers explained

Fire and Perils

Offering protection of your business premises and equipment for a range of defined events including storm, fire and malicious damage.

Business Interruption

Unforeseen events can be devastating for your business, this is where we can help you financially recover and get back on your feet.


Insuring your property against the loss or damage due to defined events relating to theft (such as theft following forcible entry, or assult or violence), helping you get on with running your business faster.


Provides cover for loss of money for specified losses including money in transit, money in your work safe or strongroom and money in your personal custody.

General property

Accidental loss or damage to your business property can affect your day to day operations, this cover can help repair or replace these items quickly.


Covers against the accidental breakage of glass at your business premises with automatic additional benefits such as damage to window or door frames and stock in trade.

Public and Products Liability

Cover yourself in the event a third party is injured on your premises, or against injuries to third parties away from the premises in connection with your business or as a result of your product. It also covers third party property damage. Choose from three indemnity options up to $20 million.

Personal Accident and Sickness

Cover for you or an employee in the event of an accident or illness. This cover can help to reduce the impact on your business.

Employee Dishonesty

Insuring against the loss of property insured (including money) resulting from the fraudulent behaviour or conduct of your employees.

Machinery Breakdown

Covering damage to insured machinery caused by breakdown, and includes a number of automatic additional benefits, such as cost of hiring temporary machinery, plus the optional benefit of deterioration of stock caused by a change of temperature resulting from an insured event.

Computer/Electronic Equipment

Covering accidental loss of, damage to, and/or breakdown of insured computers and/or electronic equipment. This includes a number of additional and optional benefits.


Insuring against the damage to your stock or goods following a defined event such as fire, vehicle overturning etc while in transit.

Business insurance explained

Allianz Business Insurance is a comprehensive policy offering with the choice of 12 different cover options from Fire and Perils through to Electronic Equipment and Transit cover. If you have simplified insurance requirements, Allianz Small Business Insurance is available to quote Online for over 2000 occupations.

For businesses with more specific requirements

Office Package

Insurance designed for Office professionals. One easy package tailored to your business with a competitive premium.

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Trades & Services Package

Cover designed specifically for Trade and Services professionals who are mobile. Suitable for businesses with a turnover less than $1 million and no more than 5 employees.

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Business Vehicles

Cover your business vehicles or fleet with our Classic or Prestige designed with up to 5 vehicles, and Commercial Motor covering larger fleets, both offering a competitive premium.

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