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Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708
Copyright © 2013 Allianz Australia Limited ABN 21 000 006 226
You must have a WorkCover policy if you employ workers in Victoria and:
If you are a proprietary limited company, your directors and employees who receive salaries or wages are workers and are covered for WorkSafe insurance purposes. This includes where the company is a trustee.
Sole traders and partnerships
If you are a sole trader/proprietor or a member of a partnership, you are not a worker of your own business. This means that you will not be covered by your WorkSafe insurance policy. You should consider taking out some form of insurance to cover yourself in the event that you cannot work. If you are hired as a worker by someone else, that person may need to take out a policy to cover you.
Each time you hire a contractor, you need to determine whether they are considered to be a 'worker' by WorkSafe. If the person is considered a worker, you effectively become their employer for WorkSafe purposes, and you must include the money you pay them in your total remuneration. A range of guidance material regarding contractors is available at the WorkSafe website
Failure to obtain a WorkCover insurance policy when required can result in severe penalties being imposed. The WorkSafe Insurance Obligations website provides general guidance about whether you need a WorkCover policy.
For further information on the correct insurance please contact your broker, accountant or Allianz on 9234 3285.
All first time employers have 60 days from the commencement of the new business to lodge an application for a WorkCover policy.
To apply with Allianz, please complete the Online WorkCover Registration form.
Alternatively, please print and complete an Application for a WorkCover policy and submit to:
Allianz Australia Workers’ Compensation (Victoria) Limited
Mail: GPO Box 80 Melbourne VIC 3001
Fax: 03 9234 3489
Contact us with your workers' compensation enquiries.