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Basic Travel Insurance

Travel light with our Basic Travel Insurance for the essentials

What is Allianz Basic Travel Insurance?

Just because you’re travelling on a budget doesn’t mean you have to skip travel insurance. In fact, travelling without insurance could cost you a lot more in the long run. Our Basic Travel Insurance is available to travellers under 75 at the time the Certificate of Insurance is issued.

It’s designed to cover you for what’s most important – your health and safety – with cover for overseas medical and hospital expenses1, overseas emergency assistance1 and personal liability cover2. See the Product Disclosure Statement (PDS) for all terms, conditions, exclusions, limits and applicable sub-limits that may apply.

COVID-19 benefits
We offer travel insurance options that include COVID-19 benefits for things like trip cancellation and overseas medical and hospital expenses if you contract COVID‑193 during the period of cover.
Learn more

What our Basic Travel Insurance offers

Find out what features and benefits we offer under our Basic Travel Insurance before getting a quote.
This is a limited summary of some of our Basic Travel Insurance covers only. Terms, conditions, exclusions, limits and applicable sub-limits apply. For full details and before making a decision, consider the relevant Product Disclosure Statement (PDS).

  • Overseas Emergency Assistance1,4
    Allianz Global Assistance is available to help you with any overseas medical emergency. You can contact Allianz Global Assistance 24 hours a day, seven days a week.
  • Overseas Medical & Hospital Expenses1,4
    If you’re injured or become sick while overseas, we’ll reimburse the reasonable medical or hospital expenses you incur until you return to Australia, provided the relevant injury or sickness is covered by your policy.
  • Personal Liability2
    If you become legally liable to pay compensation for death or bodily injury to someone else – or physical loss or damage to someone else’s property – as a result of an accident that happens during your journey, we’ll cover you for:
  • The compensation (including legal costs) awarded against you
  • Any reasonable legal costs incurred by you for settling or defending a claim made against you, providing you have approval in writing from Allianz Global Assistance before incurring these costs

Refer to the Table of Benefits in the PDS for the relevant benefit limit.

WHAT'S NOT OFFERED

Our Basic Travel Insurance doesn’t include cover for the following benefits. For a description of each benefit and full details, see the following sections under Policy Benefits in the Product Disclosure Statement (PDS).
  • 1.4 Accidental Death
  • 1.5 Permanent Disability
  • 2.1 Cancellation
  • 3.1 Additional Expenses
  • 3.2 Travel Delay Expenses
  • 3.3 Alternative Transport Expenses
  • 4.1 Luggage, Personal Effects & Valuables
  • 4.2 Luggage & Personal Effects Delay Expenses
  • 4.3 Travel Documents, Transaction Cards & Travellers Cheques
  • 4.4 Theft of Cash
  • 5.1 Rental Vehicle Excess
BENEFITS WE OFFER

Optional extras or packs such as the Adventure Pack, Snow Pack, Cruise Pack, or Increased Item Limit Cover aren’t available under Basic Plan Travel Insurance.

Cover for pre-existing medical conditions isn’t available under a Basic Plan. If you know you’re pregnant at the time of buying your policy, your pregnancy is considered to be a pre-existing medical condition.

Need to make a claim?
Find out what’s involved and what you’ll need to do.
Learn more

Why choose us?

Thousands of satisfied customers

We value what our customers have to say about their experience with us

Network of medical experts

We have around 150 Registered Nurses and Doctors available worldwide

Emergency assistance available

Our Australian-based case managers can help provide the support you need – 24 hours a day, 365 days a year

We’re an established insurer

Join over 3 million customers who choose Allianz Australia

Overseas Emergency Assistance

Allianz Travel Insurance offers a range of cover options to choose from. But what sets us apart is the outstanding medical assistance capability on offer. If you have a medical emergency when you're travelling, you want to be certain you receive the best care possible.

Worldwide, Allianz Partners has around 150 nurses and doctors assisting our customers. Supporting them is a global network of multilingual travel and medical assistance specialists, certified service providers and international correspondents.

Our emergency assistance helpline is available 24 hours a day, 365 days a year. Phone us on +61 7 3305 7499 as soon as you need help. When you choose Allianz Travel Insurance, we’re here with the skills and experience to help.

Call emergency services immediately if your condition is life threatening.

Ready to get started?

Frequently asked questions

Our Basic Travel Insurance only provides cover for unforeseen illness and injury while overseas. This includes overseas emergency assistance, medical and hospital expenses, emergency dental expenses (where resulting from an injury or the sudden onset of pain) and repatriation4.

Note: there’s no cover for pre-existing medical conditions under our Basic Travel Insurance plan, and you can’t apply for pre-existing medical cover under this plan. If you want cover of your pre-existing medical condition/s, you’ll need to select a different plan and apply for cover. Refer to the Product Disclosure Statement for more details.

Allianz Basic Travel Insurance is designed to cover only the basics – overseas emergency medical and hospital expenses, overseas emergency assistance and personal liability2.

Allianz Comprehensive Travel Insurance is designed to cover the above, plus events such as delays, cancellations, lost luggage and many other benefits subject to any terms, conditions, limits and exclusions as outlined in the Product Disclosure Statement.

The Table of Benefits in the Product Disclosure Statement is a great place to see at a glance the differences between Basic and Comprehensive Travel Insurance to work out what best suits your needs.

You can also compare our Travel Insurance plans and get quotes at our Compare Cover page.

Allianz Basic Travel Insurance is available to travellers aged under 75 years at the time the Certificate of Insurance is issued. If you’re 75 years or older, you can obtain cover by buying a Comprehensive Travel Insurance policy, subject to a pre-existing medical conditions assessment if applicable, and any other terms, limits, conditions and exclusions in the Product Disclosure Statement for full details.
Allianz Basic Travel Insurance is our cheapest travel insurance option for international travel. The cost of our Basic Travel Insurance depends on a number of factors, such as (but not limited to) where you’re travelling to, how long you’re travelling for and your age. You can get a quote online or over the phone to find out the cost of a Basic Travel Insurance policy specific to your trip.
Basic Travel Insurance doesn’t offer the option to buy additional cover such as our Snow Pack, Cruise Pack and Adventure Pack, or Increased Item Limits Cover. You’ll need to buy a Comprehensive Travel Insurance policy if you wish to buy additional cover for these.
We send out emails with promotions throughout the year, which may occasionally include promo codes for discounts on our Basic Travel Insurance policies.

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*Conditions apply

  1. If you choose a plan that includes this benefit, you won’t have cover under the benefit if you’re travelling in Australia.
  2. Terms, conditions, exclusions, limits and applicable sub-limits apply. For full details and before making a decision, refer to the ‘Personal Liability’ section of the relevant Product Disclosure Statement (PDS).
  3. Policy terms, conditions, exclusions, limits and applicable sub-limits apply to particular types of losses, premium refunds (full or partial) or claims. This product has a general exclusion, with limited exceptions, against epidemics and pandemics. That means we don’t cover claims that arise from, or are related to, an epidemic or pandemic.
  4. However, you’re covered under selected benefits in this product if, during your period of cover, you’re positively diagnosed as suffering a sickness recognised as an epidemic or pandemic, such as COVID-19. Refer to the PDS to see which benefits offer cover in the event you contract a sickness recognised as an epidemic or pandemic, and the terms, conditions, limits and exclusions that apply.
  5. Terms, conditions, exclusions, limits and applicable sub-limits apply. Refer to the PDS for full details.
Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.


Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, exclusions, limits and applicable sub-limits apply. Before making a decision about this insurance, please consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website.

Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFS Licence No. 245631, trading as Allianz Global Assistance (AGA) as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Travel Insurance is underwritten by the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply.

We don’t provide advice based on any consideration of your objectives, financial situation or needs. Before making a decision, please consider the Product Disclosure Statement available on this website. If you purchase this insurance, AGA will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services on this product.