Allianz Australia
Best General Insurance Company of the Year 2010*
General Insurance Company of the Year 2009+
Call us on 13 1000
Car Insurance, Life Insurance, Home Insurance, Travel Insurance and more.
Defined Events
A. Injury by Accident causing | The Compensation %: |
| 1. Death | 100% |
| 2. Permanent Total Disablement | 100% |
| 3. Permanent and incurable paralysis of all limbs | 100% |
| 4. Permanent total loss of sight of both eyes | 100% |
| 5. Permanent total loss of sight of one eye | 100% |
| 6. Permanent total loss of use of two limbs | 100% |
| 7. Permanent total loss of use of one limb | 100% |
| 8. Permanent and incurable major brain damage | 100% |
9. Permanent total loss of hearing in
b. One ear | 100% 25% |
| 10. Permanent total loss of the lens in one or both eyes | 60% |
| 11. Permanent total loss of the use of four fingers and thumb of either hand | 75% |
| 12. Permanent total loss of use of four fingers of either hand | 50% |
13. Permanent total loss of use of one thumb of either hand
b. one joint | 35% 20% |
14. Permanent total loss of use of any finger of either hand
b. two joints c. one joint | 12.5% 10% 7.5% |
15.Permanent total loss of use of toes of either foot
b. great – both joints c. great – one joint d. other than great – each toe | 15% 7.5% 5% 2.5% |
| 16. Permanent total loss of speech | 75% |
| 17. Fractured leg or patella with established non-union | 10% |
| 18. Shortened leg by at least 5cm | 7.5% |
| 19. Permanent disfigurement from burns a. to more than 50% of the surface area of the head and neck b. to more than 50% of the surface area of the remainder of the body | 30% 20% |
| 20.Permanent and total loss of the use of some part of the Insured Persons body not described in events 2 – 18 | An amount we think is appropriate for the injury, taking account of the benefits we pay in Events 2 –19 but no more than 100% |
| 21. Temporary Total Disablement | The weekly benefit shown in the Schedule or Average Weekly Income, whichever is the lesser |
| 22. Temporary Partial Disablement | 25% of the compensation shown under event 21 |
| B. Where cover for sickness is stated in schedule: | The Compensation %: |
| 23. Temporary total disablement by sickness | The weekly benefit shown in the schedule or average weekly income, whichever is the lesser |
The information provided above is intended as a summary only. For full details of cover, conditions and exclusions relating to Allianz Business Pack, please refer to the
product disclosure statement.