Allianz Australia

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Defined Events

A. Injury by Accident causing
The Compensation %:
1. Death
100%
2. Permanent Total Disablement
100%
3. Permanent and incurable paralysis of all limbs
100%
4. Permanent total loss of sight of both eyes
100%
5. Permanent total loss of sight of one eye
100%
6. Permanent total loss of use of two limbs
100%
7. Permanent total loss of use of one limb
100%
8. Permanent and incurable major brain damage
100%
9. Permanent total loss of hearing in
  1. both ears
  2. One ear
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100%
25%
10. Permanent total loss of the lens in one or both eyes
60%
11. Permanent total loss of the use of four fingers and thumb of either hand
75%
12. Permanent total loss of use of four fingers of either hand
50%
13. Permanent total loss of use of one thumb of either hand
  1. both joints
  2. one joint
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35%
20%
14. Permanent total loss of use of any finger of either hand
  1. three joints
  2. two joints
  3. one joint
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12.5%
10%
7.5%
15.Permanent total loss of use of toes of either foot
  1. all – one foot
  2. great – both joints
  3. great – one joint
  4. other than great – each toe
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15%
7.5%
5%
2.5%
16. Permanent total loss of speech
75%
17. Fractured leg or patella with established non-union
10%
18. Shortened leg by at least 5cm
7.5%
19. Permanent disfigurement from burns
  1. to more than 50% of the surface area of the head and neck
  2. to more than 50% of the surface area of the remainder of the body
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30%

20%
20.Permanent and total loss of the use of some part of the Insured Persons body not described in events 2 – 18
An amount we think is appropriate for the injury, taking account of the benefits we pay in Events 2 –19 but no more than 100%
21. Temporary Total Disablement
The weekly benefit shown in the Schedule or Average Weekly Income, whichever is the lesser
22. Temporary Partial Disablement
25% of the compensation shown under event 21


B. Where cover for sickness is stated in schedule:
The Compensation %:
23. Temporary total disablement by sickness
The weekly benefit shown in the schedule or average weekly income, whichever is the lesser
+Australia and New Zealand Insurance Industry Awards.
*Australia Banking and Finance Insurance Awards.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708
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