Allianz Australia
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Material Damage - Additional Benefits
Allianz Material Damage cover provides a number of automatic additional benefits.
The information provided above is intended as a summary only. For full details of cover, conditions and exclusions relating to Allianz Office Pack, please refer to the
product disclosure statement.
Material Damage - Additional Benefits 1-7 | Limit |
| 1. Removal of Debris covers the removal, storage and / or disposal of debris | Greater of 10% of the Sum Insured or $20,000 |
| 2. Fire extinguishment covers the cost incurred to replace fire fighting appliances or damaged materials caused in avoiding or minimising damage | $25,000 |
| 3. Temporary protection covers safety and protection of property pending replacement or repair | $25,000 |
| 4. Professional fees covers fees incurred to reinstate property | Greater of 10% of the Sum Insured or $20,000 |
| 5. Government fees covers statutory authority fees incurred with reinstatement of your business property | $5,000 |
| 6. Rewriting of Records covers the cost of rewriting your business records | $25,000 |
| 7. Contractual agreements |  |
In addition to the limits noted above, payments made for additional benefits 1 to 7 are also subject to the extent that the Sum Insured on Buildings, Contents or Stock in Trade is not otherwise exhausted.
Material Damage - Additional Benefits 8 - 12 | Limit |
| 8. Capital additions - covers alterations and additions to the Property Insured, other than Stock in Trade | To the lesser of 10% of the Sum Insured or $500,000 |
| 9. Temporary removal - covers Property Insured while temporarily removed from the Premises | Up to the lesser of 10% of the Sum Insured or $50,000 |
| 10. Documents – covers documents such as agreements, manuscripts, plans, specifications and office / business records anywhere in Australia in your or an authorised persons possession | Up to 20% of the contents sum insured |
| 11. Exploratory Costs – covers the cost of locating the source of damage caused by leaking pipes or appliances | Up to $5,000 for any one loss |
| 12. Landscaping - covers the reasonable costs of restoring trees, shrubs, plants and lawns following damage | Up to $2,000 for any one event |
Payments made for additional benefits 8 to 12 are made in addition to the sums insured for Buildings, Contents or Stock in Trade.
The information provided above is intended as a summary only. For full details of cover, conditions and exclusions relating to Allianz Office Pack, please refer to the
product disclosure statement.