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Small Business Insurance

Machinery Breakdown

Q. What impact would a breakdown in machinery such as refrigerators, air conditioners, cash registers, microwave ovens, and coffee machines have on your business?


A. You can include cover for Machinery Breakdown in your Allianz Business Pack.

Machinery Breakdown covers your business for damage to electrical, electronic and mechanical machinery insured due to breakdown.


What is Covered?

Features and Benefits

Options

Businesses that can benefit from Machinery Breakdown cover are those that stand to suffer an economic loss as a result of a breakdown to machinery. For example, a corner store which has two freezers full of stock, would benefit from:

  • Cover for both of their freezers against breakdown
  • Optional cover for their contents against deterioration of stock

Machinery Breakdown cover provides compensation to your business for:

  • The costs of restoring or replacing machinery after Breakdown; and/or
  • The cost of hiring temporary machinery

View additional benefits under the Machinery Breakdown section

Deterioration of perishable stock up to the nominated sum insured. This optional cover also includes automatic increased cover during Christmas and Easter periods (or alternative periods of your choice)

The information provided above is intended as a summary only. For full details of cover, conditions and exclusions relating to Allianz Business Pack, please refer to the PDF Download product disclosure statement.
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