Australians love a holiday and the Easter break is a perfect excuse to visit family, get together with friends, or even just to escape for a while. But if you're taking a holiday this Easter, it's important to prepare before leaving home.
In the chaos of packing for a trip, it's easy to become flustered and forget to do the simple things that can secure your home such as locking all the windows and doors or turning off the bathroom taps. But coming home from a holiday to find your home damaged or burgled can be very distressingi. A study conducted by the Australian Institute of Criminology found that 61% of burglary offences in 2010 occurred in residential dwellingsii. To minimise the risk of burglary, ensure all doors and windows are secured before you leave. It's also a good idea to let trusted neighbours know when you're going away, so they can keep an eye out for any suspicious behaviour.
If you're going on holiday, you may need to make alternative living arrangements for your pets. It's important that your pet is well-exercised, happy and healthyiii. One option is to leave your animal with trustworthy and pet-loving friends or relatives. Another option is to employ a service that will visit your house to feed your pets and check on their welfare. You can also have your pets board at a kennel. Knowing that your pet is well-looked after will give you peace of mind while you're away and make for a restful Easter holiday. If you do plan to take your animal with you on your holiday, make sure to read through these useful tips on travelling with your pet.
Avoid accidents on holiday by ensuring that you follow rules when visiting parks or beaches in Australia, such as sticking to designated walking paths and swimming between the red and yellow flags at beachesiv. Choose activities that are low risk, age-appropriate for the participants and managed according to health and safety standardsv. People travelling overseas should make sure that they are properly vaccinatedv , have travel insurance and are aware of doctor and medical options in case of accident or illness.
Last year, 21 people were killed in accidents on Australian roads over the Easter long-weekendvi. In fact, more than 75% of Australians believe that the roads are more dangerous over the Easter period. Over the holidays there tends to be more traffic on the roads and drivers can become impatient or recklessvii. Remember to keep calm on the roadviii, only drive when you are sufficiently rested, and never drive under the influence of alcohol or drugs.
And if you're planning to take a long drive over the Easter break, you should get your car serviced before you set off. Proactive car maintenance can reduce the risk of breakdown and fix glitches that could increase the risk of accidents. One simple step you can take to make your journey safer is to check that your car's tyres are up to scratchix.
There's nothing worse than having your post-holiday bliss cut short by returning to a home that has been burgled or damaged while you were away. As part of the organisation and planning of a holiday, take out home insurance to ensure that your investment is protected in case of burglary or damage to your home that may occur while you're away. Car insurance can help you pay for damage to your own car and third party property, whether you're leaving it at home or taking it with you.
It's essential to safeguard your home and car, and it should be no different when it comes to you and your family. It's important to prepare before you head out on holiday and part of that preparation should include organising life insurance. By taking out life insurance you can protect your family's future in the event of death, critical illness or disability that leaves the insured person permanently unable to work. Have peace of mind for the Easter break by getting a life insurance quote online from Allianz today.
i Australian Bureau of Statistics, Measures of Australia's Progress, 2010: Household Crimes - Break-ins, 2010, http://www.abs.gov.au/ausstats/abs@.nsf/2f762f95845417aeca25706c00834efa/200d196a380b257fca25779e001c47b2!OpenDocument
ii Australian Institute of Criminology, Australian crime: Facts & figures 2011 Report, 2011, http://www.aic.gov.au/documents/0/B/6/%7B0B619F44-B18B-47B4-9B59-F87BA643CBAA%7Dfacts11.pdf
iii NSW Government, Animal Welfare, NSW Animal Welfare Code of Practice No 5 - Dogs and Cats in Animal Boarding Establishments, 1996, http://www.dpi.nsw.gov.au/agriculture/livestock/animal-welfare/general/aw-code-5
iv Surf Life Saving South Australia Inc., Safety Tips, 2009, http://www.surfrescue.com.au/main/beach-safe/safety-tips/
v Department of Foreign Affairs and Trade, Smartraveller, Health, 2012, http://www.smartraveller.gov.au/tips/health.html
vi ABC News, Easter road tolls hits 21, published 27 April 2011, http://www.abc.net.au/news/2011-04-27/easter-road-toll-hits-21/2668878
vii CarsGuide, Media Release: Aussies call for more police on roads over Easter, 19 March 2008, http://www.newsdigitalmedia.com.au/files/media_releases/carguide.com.au_Easter_safety.pdf
viii Newstead, Delaney & Watson, Monash University Accident Research Centre, Vehicle Safety Ratings Estimated from Combined Australian and New Zealand Real Crash Data Pilot Study: Stage 5, May 2003, p.iii, http://www.monash.edu.au/miri/research/reports/muarc203.pdf
ix Department of Transport and Regional Services, Regulation Impact Statement, ADR 23/01 Passenger Car Tyres, January 2007, p.3
The insurance is issued by Allianz Australia Life Insurance Limited ABN 27 076 033 782, AFSL 296559. The information contained on this website is general information only. It does not take into account your individual objectives or financial situation. You should therefore consider the appropriateness of the insurance having regard to your objectives, financial situation and needs. Prior to making any decision you should read the Allianz Life Plan Product Disclosure Statement and Policy Document (PDS). You should seek advice from your financial adviser before deciding on appropriate insurance cover.