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Life Insurance for Young Families

Put your family first

  • Cover for as little as $2.50 a week3
  • No medical or blood tests required to apply
  • Premiums up to 25% less than other direct life competitors5
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New priorities and responsibilities

Provide a secure, comfortable lifestyle and future for your family.

As a 'young family' you have a natural instinct to care, nurture and protect those you are now responsible for. It isn’t just about you anymore, it is about your responsibilities and knowing that your family is secure in your care. You are thinking about the things you are currently providing but, more importantly, you are already planning for the future-such as education for your children; a safe and comfortable home; and family holidays and recreational activities.

As with all life stages, you like to think that you will always be there for your family, and be able to work and provide a steady income. There is nothing stronger or more compelling than the natural instinct of a parent wanting to ‎protect their family.

Why you need life insurance to protect your family


No one plans to get sick, injured or to die unexpectedly and we all have a tendency to think that it won’t happen to us. ‘I’m too young to get cancer or have a heart attack’ and ‘I’m the safest driver on the road,’ are common misconceptions.

The first step in addressing your family’s financial security is to become aware of the risks you and your family are exposed to. One of the greatest risks you may face in your life is losing your ability to earn an income and to provide a secure and comfortable lifestyle and future for your family. Despite this being the case, many people don’t insure themselves for this risk, whilst almost everyone insures their car!

It’s worth taking a moment to consider what would happen if an extended illness or injury or premature death stopped your ability to work and provide an income. This could have a devastating impact to your family’s financial security and long-term lifestyle choices. It’s hard to imagine losing your health and your ability to go to work or even losing your life, but it is easy to imagine the practical impact the lack of an income would have.

The perfect time to put in place a life insurance plan


It is so important to consider your life insurance needs while you are relatively young and healthy, before you have any health scares and while there are still a range of options available to you. Too many people only realise the need for life insurance once they begin to experience health problems and it is often too late.

Get a quote online Get a quote online and protect your wealth and lifestyle.


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Awards

Allianz rated outstanding value for the fifth year by CANSTAR

Allianz rated outstanding value for the fifth year by CANSTAR.

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Life Insurance Product of the Year Award - 2013 Winner

Allianz is proud to be named the winner of the Life Insurance Product of the Year Award at the 2013 Australian Banking and Finance Insurance Awards.

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Life Insurance Calculator

Find out how much Life cover you may need in just a few minutes! As simple as 1, 2, 3.

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Allianz is Lifewise

Allianz Lifewise

Australia is one of the most under insured nations in the developed world.

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Product Disclosure Statement

View the Product Disclosure Statements.

For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).

3 Indicative premium based on a 34 year-old male non-smoker with $100,000 Life cover.

5 25% less statement based on cumulative average premiums for $500,000 Death cover of relevant direct life insurers from their websites as at 6th November 2014, based on ages 30, 35, 40, 45 and 50 years.

Important note:
The insurance is issued by Allianz Australia Life Insurance Limited ABN 27 076 033 782, AFSL 296559. The information contained on this website is general information only. It does not take into account your individual objectives or financial situation. You should therefore consider the appropriateness of the insurance having regard to your objectives, financial situation and needs. Prior to making any decision you should read the Allianz Life Plan Product Disclosure Statement and Policy Document (PDS). You should seek advice from your financial adviser before deciding on appropriate insurance cover.