Scott and Natalie were in their mid-twenties when they met about three years ago whilst working for the same company. At the time Natalie was still living at home with her parents but after two years of being together Scott and Natalie decided to take the next step in their relationship and purchase a home together.
Scott was embarking on his career path in marketing and had just received a promotion at work that came with a large salary increase. Natalie was also progressing well in her role as a communications manager. Together, they pooled their combined income of $130,000 and their savings and purchased a small unit.
It was an exciting time full of little surprises - a new chapter in their relationship. They furnished the unit, they cleared the back yard and over a period of a few weeks they had made their new unit the home they had always planned together. Scott and Natalie considered themselves to be financially stable, earning good incomes and enjoying a relatively comfortable lifestyle.
This is a fictional event.
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Australia is one of the most under insured nations in the developed world.
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3 Indicative premium based on a 34 year-old male non-smoker with $100,000 Life cover
5 25% less statement based on cumulative average premiums for $500,000 Death cover of relevant direct life insurers from their websites as at 2nd April 2015, based on ages 30, 35, 40, 45 and 50 years.
The insurance is issued by Allianz Australia Life Insurance Limited ABN 27 076 033 782, AFSL 296559. The information contained on this website is general information only. It does not take into account your individual objectives or financial situation. You should therefore consider the appropriateness of the insurance having regard to your objectives, financial situation and needs. Prior to making any decision you should read the Allianz Life Plan Product Disclosure Statement and Policy Document (PDS). You should seek advice from your financial adviser before deciding on appropriate insurance cover.