Geoff and Janice had been married for over 35 years, childhood sweethearts they had met at school. Together they had raised three children, the last of which, Tony had just finished university and he had finally moved out of home – suddenly they were ‘home alone’ and looking forward to their freedom.
Geoff had studied to be a chartered accountant and had set up his own accountancy practice several years ago, working close to home he was earning a good income of over $150,000 per year. Janice had been fortunate to be in a position to stay at home and look after their three children. They had almost paid off the family home, they owned two cars and a boat and certainly considered their financial situation to be healthy.
With the last of their children finally leaving the nest Janice had popped into the local travel store and picked up brochures, suddenly Janice could see that they now had the opportunity to embark on activities that had previously been impossible or they had put off for another year whilst the kids settled down.
Suddenly, all their plans were put on hold…..Geoff had been to his doctor’s for his normal annual medical, he was feeling fine and looking forward to choosing a holiday destination with Janice. His doctor sent Geoff for some routine medical tests and these had led to an unexpected diagnosis of cancer. Geoff and Janice were devastated and the following months were traumatic. Geoff underwent surgery to remove his cancer and embarked on a series of radiotherapy treatments to assist with his fight against the disease.
This is a fictional event.
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3 Indicative premium based on a 34 year-old male non-smoker with $100,000 Life cover
5 25% less statement based on cumulative average premiums for $500,000 Death cover of relevant direct life insurers from their websites as at 2nd April 2015, based on ages 30, 35, 40, 45 and 50 years.
The insurance is issued by Allianz Australia Life Insurance Limited ABN 27 076 033 782, AFSL 296559. The information contained on this website is general information only. It does not take into account your individual objectives or financial situation. You should therefore consider the appropriateness of the insurance having regard to your objectives, financial situation and needs. Prior to making any decision you should read the Allianz Life Plan Product Disclosure Statement and Policy Document (PDS). You should seek advice from your financial adviser before deciding on appropriate insurance cover.