Home Building Replacement Cost Calculator

To calculate an estimated value for your home, simply follow the steps outlined below.

Step 1
Measure the size of your home in square metres and enter the value here. m2ORIf you know the size of your home in squares, enter the value here. squares
It is important to include your garage, attic, basement and any additional storeys your home may have.

Hot tip: To help you calculate the floor area of your home in square metres:
1. Measure the length and width of the outside of the home in metres,
2. Multiply the length by the width for each area of the home,
3. Add the areas together and enter the result in the first box above.
Step 2
Select the region that your home is located in:
Step 3
Select the construction type of your home:
Step 4
You will also need to include an allowance for the following additional items if applicable:
ItemTypical ValueM2ORTotal Value
In ground swimming pool$23,216
Driveway and Paving$42/m2OR
Garage$624/m2OR
Carport$407/m2OR
Ducted air conditioning/heating$66/m2OR
Permanently affixed Garden Shed$2,545
Veranda$314/m2OR
Pergola$107/m2OR
Deck$273/m2OR
Step 5 - Calculate your estimated Home Building replacement cost

Please select the Calculate button to calculate the estimated replacement cost of your home.

Based on the information you have provided, the estimated replacement cost of your home is: $

Important information about your home building replacement estimate

The typical values* listed do not include any allowance for removal of debris and professional rebuilding fees. Allianz policies include an allowance towards these costs. You should consult the Policy Document (Product Disclosure Statement) for further details of the cover provided when determining your sum insured.
Don’t forget to regularly check the value of your home, especially after making additions like extensions or swimming pools.

The typical replacement costs do not include GST. All Allianz Home Insurance policies cover GST at the time of making a claim, unless you are entitled to an input tax credit. You should refer to the ‘Conditions of cover’ section of your Policy Document (Product Disclosure Statement) for the full details of how Allianz treats GST in respect of claims payments when determining an appropriate sum insured.

Typical replacement costs are provided by Reed Business Information Pty Ltd (ABN 47 000 146 821) trading as Reed Construction Data and Sum Insured Pty Ltd trading as Home Contents (ABN 75 099 322 308) ("Reed/SI") July 2005. Whilst every care is taken to ensure the accuracy of the information as a guide for costing, no responsibility is accepted by Reed/SI for its accuracy. Please check with your local architect or builder or a licenced valuer for an accurate estimate. Allianz Australia Insurance Limited takes no responsibilty for the costs provided by Reed/SI nor any liability for the accuracy of, or your reliance upon or use of, the costs.