Leave a light on, or fit a timer switch that turns various lights on and off throughout your home during the night or day, especially when you're away. Turn down the volume on your phone and answering machine. You can also mow lawns, prune shrubs near windows and lock sheds. All these things will help to make your house less of a target to would be thieves. It won't be so obvious that you're not home.
Notes left for the milkman when you go on holidays are written invitations to thieves. So is uncollected mail and newspapers. Make arrangements to have regular deliveries suspended or for someone to collect them.
Leave a key with someone you trust so they can check on things while you're away - a relative who lives close by or a good neighbour. Ask your bank about safety deposit boxes or envelopes for jewellery and important documents.
If you return home and you find the front door open or have reason to believe there has been a break-in, take care in case someone is inside.
If there is an intruder in your home, do not confront them. Get out quickly and call the police from outside your home. Go to a friend's house, a neighbour's house or another safe place.
If the intruder has gone, call the police on 000 (or your local station) immediately. Don't touch anything. Leave everything as it is until the police arrive and try to remain calm.
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Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice.
Home and Landlord Insurance discounts
The following discounts will not be applied to the flood premium - No claim bonus, approved security system discount, combined policy discount, age of owner discount, my Allianz discount, age of building discount and voluntary excess discount.