Yes, we will insure you and your friends subject to underwriting guidelines, however all owners/occupants must be listed on the policy. We will insure a maximum of three (3) unrelated people.
If you are altering the security on your property you should inform us as it may change the conditions of your home insurance. You may also be eligible for a discount.
Before commencing renovations it is important that you notify us as it may effect the terms and conditions of your home insurance policy. It is important that your increase your sum insured to reflect any extensions or renovations to make sure you are adequately covered in the event of a home insurance claim.
Yes, it is important that Allianz is informed of any change in use if the premises as it may effect our decision to insure you.
Flood Cover is an option on both Building and Contents in Home and Landlords packages.
Please call us on 131000 to find out whether you are eligible for Flood Cover.For full details of conditions and exclusions of all our home insurance cover options, please refer to SureCover Home insurance, SureCover Plus Home insurance and SureCover Gold Home insurance Product Disclosure Statements and Policy Documents (PDS) and Flood Supplementary PDS (where applicable).
For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).
We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about our insurance please consider the relevant Product Disclosure Statement (PDS) available on this website.
Any online discounts offered are applied to our standard rates (excluding optional covers) and apply to the first year’s premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers such as Flood and Personal Effects (where applicable).
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers such as Flood (where applicable).
Home Insurance discounts
Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% discount for combining buildings and contents covers on the one policy and the third discount is up to 10% discount for buying online. Discounts may not be applied to any Flood or Personal Effects components of the premium (if applicable).
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims in the preceding five years may still qualify for reduced No Claim Bonus.
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However landlords who have had up to two claims may still qualify for reduced No Claim Bonus.
Cost per Day
Cost per day is based on the average annual premium paid between 1/1/14 and 18/5/14 by new Renter’s Insurance customers insuring $60,000 of contents cover only under SureCover Home Insurance. Excludes optional covers such as Flood and Personal Effects. Individual premiums may vary depending on rating factors such as suburb, insured age and claims history.
Anywhere in Australia and for a maximum of 35 days in any one period of insurance elsewhere in the world. Only available in conjunction with contents cover.
Option to change your excess
Not available when an imposed excess applies.
The maximum combined total amount we will pay under this benefit and “Removal of debris, professional fees and extra costs” is 10% of the sum insured on the buildings.
New for old replacement
At Allianz's discretion and subject to availability of replacement item.
Domestic workers compensation
Not available in all States or Territories of Australia