Keeping a contents checklist will help you understand the correct replacement value of your Home contents and assist you in recovering your stolen goods.
Visit each room in your house and write down the serial or model numbers of valuables as well as how much you paid for them. Better still, take a photograph or use a video camera to record these details.
If you make a home insurance claim, most insurers will need to see your valuations. To be fully covered, you must provide evidence of the value and ownership of items which verifies the insured value of each item of specified contents and specified and unspecified personal effects.
The General Insurance Code of Practice was developed by the Insurance Council of Australia to further raise standards of practice and service across the insurance industry.
We keenly support the standards set out in the Code.
You can obtain more information on the Code of Practice and how it assists you by contacting us directly on 13 1000 or alternatively by visiting the Insurance Council of Australia Limited website.
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For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).
We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about our insurance please consider the relevant Product Disclosure Statement (PDS) available on this website.
♦ Conditions apply
Any online discounts offered are applied to our standard rates (excluding optional covers) and applies to the first years premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice.
Home and Landlord Insurance discounts
The following discounts will not be applied to the flood premium - No claim bonus, approved security system discount, combined policy discount, age of owner discount, my Allianz discount, age of building discount and voluntary excess discount.