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SureCover Plus Home Insurance

Extra cover and benefits for homeowners who need more

  • Cover for loss and damage caused by insured events such as fire and theft
  • Fusion cover for electrical motors
  • Up to $20 million legal liability
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*Conditions apply

Enhanced cover to protect you more

At Allianz we recognise that your home is one of your family's biggest investments, both financially and emotionally. In the event that something unexpected happens to your home, you want to make sure you are in the best position to recover.

That's why we offer Allianz SureCover Plus: it gives you extra cover on top of the essentials.

Allianz SureCover Plus includes additional benefits like cover for fusion and landscaping (if you have building cover), while also doubling the legal liability cover limit compared to our SureCover policy.

  • Combine your building and contents covers on the one policy to get a discount*
  • Flood cover is optional for most addresses
  • Optional additional cover for personal items you take away from home

SureCover Home Insurance


Why SureCover Plus Home Insurance?

Why SureCover Home Insurance?

Extra cover for those who need more

  • Includes fusion to protect your electrical motors.
  • Up to $20 million legal liability cover.
  • A higher level of cover than SureCover for those who want extra protection and added benefits.
Find out more »
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Why SureCover Home Insurance?

Why SureCover Home Insurance?

Essential cover for your home

  • Cover for certain events such as fire, theft, storms and more.
  • Up to $10 million legal liability cover.
  • Cover for contents left outside.
  • Up to 12 months accommodation if your home is uninhabitable as a result of an insured event.
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Why SureCover Gold Home Insurance?

Why SureCover Home Insurance?

Our highest level of cover for your home

  • Covers accidental loss or damage to your building and/or contents.
  • Up to $20 million legal liability cover.
  • Cover for damage to your contents while in transit.
  • Legal defence cost.
Find out more »
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Why Allianz?

Why Allianz?

Why choose Allianz for your home insurance?

  • Fast. Get an online quote in just minutes and get the cover you need when its convenient to you.
  • Easy. Our online system is easy to use and makes it easier for you to get the cover you want.
  • Affordable. Our home policies are competitively priced.
  • Simple. We take the stress out of making a claim with our excellent claims service
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Product Disclosure Statement

For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).

Key Facts Sheet

Conditions apply
Any online discounts offered are applied to our standard rates (excluding optional covers) and apply to the first year’s premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts my not be applied to the premium for optional covers such as Flood and Personal Effects (where applicable).
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts my not be applied to the premium for optional covers such as Flood (where applicable).
Home Insurance discounts
Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% discount for combining buildings and contents covers on the one policy and the third discount is up to 10% discount for buying online. Discounts may not be applied to any Flood or Personal Effects components of the premium (if applicable).
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims in the preceding five years may still qualify for reduced No Claim Bonus.
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However landlords who have had up to two claims may still qualify for reduced No Claim Bonus.
Cost per Day
Cost per day is based on the average annual premium paid between 1/1/14 and 18/5/14 by new Renter’s Insurance customers insuring $60,000 of contents cover only under SureCover Home Insurance. Excludes optional covers such as Flood and Personal Effects. Individual premiums may vary depending on rating factors such as suburb, insured age and claims history.
Emergency Home Assistance Offer
Customer must combine buildings and contents insurance.
Offer valid 1/8/15 to 3/10/15.
Direct customers only. Does not apply to renewals.
Covers up to $250 for each of 2 call outs.
Terms, conditions, limits & exclusions apply.
Emergency Home Assistance provided by AGA Assistance Australia Pty Limited. For full terms and conditions, including exclusions and limits see Emergency Home Assistance Terms & Conditions.
Portable items
Anywhere in Australia and for a maximum of 35 days in any one period of insurance elsewhere in the world. Only available in conjunction with contents cover.
Option to change your excess
Not available when an imposed excess applies.
Temporary accommodation
The maximum combined total amount we will pay under this benefit and “Removal of debris, professional fees and extra costs” is 10% of the sum insured on the buildings.
New for old replacement
At Allianz's discretion and subject to availability of replacement item.
Domestic workers compensation
Not available in all States or Territories of Australia