SureCover Gold Home Insurance

Cover for accidental loss or damage

Our SureCover Gold home insurance policy covers you for accidental loss or damage to your buildings and contents. So, if you unintentionally spill a glass of red wine onto your pure wool carpet, you can relax knowing that Allianz has you covered. Other additional benefits unique to the SureCover Gold policy include legal defence costs and cover for damage to your contents while in transit.

For full details of conditions and exclusions of our home insurance please refer to the SureCover, SureCover Plus and SureCover Gold PDS and Supplementary PDS (where applicable).

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NEW - Environmental benefits at no extra cost

Applicable only when you have contents cover

If the claim relates to replacement of lost or damaged refrigerators, freezers, washing
machines, clothes dryers and dishwashers, with less than a 3 star energy rating, we will
replace these items with items that have a minimum 3 star energy rating.

Applicable only when you have buildings cover

If your building has been totally destroyed by an insured event and we have agreed to rebuild your building, we will pay up to a maximum amount of $5,000 of the cost to you, after deduction of any rebate you are eligible for under any government or council rebate scheme, to install any combination of the following:

• rainwater tank;
• solar power systems, including solar hot water systems or photo-voltaic (PV) power systems;
• hot water heat exchange system; and
• grey water recycling system.