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SureCover Gold Home Insurance

Top of the range cover for those who need everything

  • Includes cover for accidental loss or damage to your building and contents
  • Up to $20 million legal liability
  • Cover for your contents in transit and fusion of electrical motors
  • Cover for legal defence costs
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Enhanced cover to protect you more

Allianz SureCover Gold Home Insurance provides our highest level of cover.

It provides premium features, including cover for accidental loss or damage to your buildings and contents. So, if you unintentionally spill a glass of red wine onto your pure wool carpet, you can relax knowing that Allianz has you covered.

Other benefits include legal defence costs, cover for contents in transit and double the legal liability of our SureCover Home Insurance.

  • Combine your building and contents covers on the one policy to get a discount*
  • Flood cover is optional for most addresses
  • Optional additional cover for personal items you take away from home

SureCover Home Insurance


Why SureCover Gold Home Insurance?

Why SureCover Home Insurance?

Our highest level of cover for your home

  • Covers accidental loss or damage to your building and/or contents.
  • Up to $20 million legal liability cover.
  • Cover for damage to your contents while in transit.
  • Legal defence cost.
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Why SureCover Home Insurance?

Why SureCover Home Insurance?

Essential cover for your home

  • Cover for certain events such as fire, theft, storms and more.
  • Up to $10 million legal liability cover.
  • Cover for contents left outside.
  • Up to 12 months accommodation if your home is uninhabitable as a result of an insured event.
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Why SureCover Plus Home Insurance?

Why SureCover Home Insurance?

Extra cover for those who need more

  • Includes fusion to protect your electrical motors.
  • Up to $20 million legal liability cover.
  • A higher level of cover than SureCover for those who want extra protection and added benefits.
Find out more »
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Why Allianz?

Why Allianz?

Why choose Allianz for your home insurance?

  • Fast. Get an online quote in just minutes and get the cover you need when its convenient to you.
  • Easy. Our online system is easy to use and makes it easier for you to get the cover you want.
  • Affordable. Our home policies are competitively priced.
  • Simple. We take the stress out of making a claim with our excellent claims service
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Product Disclosure Statement

For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).

Key Facts Sheet

Conditions apply
Any online discounts offered are applied to our standard rates (excluding optional covers) and apply to the first year’s premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts my not be applied to the premium for optional covers such as Flood and Personal Effects (where applicable).
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts my not be applied to the premium for optional covers such as Flood (where applicable).
Home Insurance discounts
Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% discount for combining buildings and contents covers on the one policy and the third discount is up to 10% discount for buying online. Discounts may not be applied to any Flood or Personal Effects components of the premium (if applicable).
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims in the preceding five years may still qualify for reduced No Claim Bonus.
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However landlords who have had up to two claims may still qualify for reduced No Claim Bonus.
Cost per Day
Cost per day is based on the average annual premium paid between 1/1/14 and 18/5/14 by new Renter’s Insurance customers insuring $60,000 of contents cover only under SureCover Home Insurance. Excludes optional covers such as Flood and Personal Effects. Individual premiums may vary depending on rating factors such as suburb, insured age and claims history.