SureCover Home Insurance

Protection for your home and contents

SureCover home insurance is designed to protect your home and contents from loss or damage caused by one or more of the insured events, including fire or smoke, storm, theft, rainwater or run-off to name just a few. In addition, there's a range of other benefits, including cover for contents left in the open air and replacement of locks and cylinders if your keys are lost or stolen; protection for the property of your guests, visitors and domestic helpers; and legal liability cover up to a maximum amount of $10,000,000.

For full details of conditions and exclusions of our home insurance please refer to the SureCover, SureCover Plus and SureCover Gold PDS and Supplementary PDS (where applicable).

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NEW - Environmental benefits at no extra cost

Applicable only when you have contents cover

If the claim relates to replacement of lost or damaged refrigerators, freezers, washing
machines, clothes dryers and dishwashers, with less than a 3 star energy rating, we will
replace these items with items that have a minimum 3 star energy rating.

Applicable only when you have buildings cover

If your building has been totally destroyed by an insured event and we have agreed to rebuild your building, we will pay up to a maximum amount of $5,000 of the cost to you, after deduction of any rebate you are eligible for under any government or council rebate scheme, to install any combination of the following:

• rainwater tank;
• solar power systems, including solar hot water systems or photo-voltaic (PV) power systems;
• hot water heat exchange system; and
• grey water recycling system.