Allianz Australia
Best General Insurance Company of the Year 2010*
General Insurance Company of the Year 2009+
Call us on 13 1000
Car Insurance, Life Insurance, Home Insurance, Travel Insurance and more.
Home Insurance Product Comparison Chart
Home Insurance Product Comparison (effective 13 October 2008)
| If you have a claim under the policy we give benefits for: | |||
| Insured Events cover |  |  | |
| Accidental loss or damage |  |  | |
| Accidental breakage of glass | | | |
| Additional cost of temporary accommodation | Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs' | Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs' | Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs' |
| Automatic indexation of sum insured | | | |
| Compensation for death | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Contents in open air at the risk address | Sub-limits for selected contents based on insured loss or damage | Sub-limits for selected contents based on insured events loss or damage | Sub-limits for selected contents based on insured events loss or damage |
| Contents in safe deposit box | Up to 20% of contents sum insured | Up to 20% of contents sum insured | Up to 20% of contents sum insured |
| Credit cards - cover for loss or theft | Up to $5,000 | Up to $5,000 | Up to $2,500 |
| Environmental benefits | Minimum 3 star energy rating replacement to selected whitegood contents | Minimum 3 star energy rating replacement to selected whitegood contents | Minimum 3 star energy rating replacement to selected whitegood contents |
| Environmental benefits | Up to $5,000 to install any combination of rainwater tank, solar power systems (including solar hot water systems or photo-voltaic power systems), hot water heat exchange system and grey water recycling system | Up to $5,000 to install any combination of rainwater tank, solar power systems (including solar hot water systems or photo-voltaic power systems), hot water heat exchange system and grey water recycling system | Up to $5,000 to install any combination of rainwater tank, solar power systems (including solar hot water systems or photo-voltaic power systems), hot water heat exchange system and grey water recycling system |
| Fusion of electric motors | Motors up to 12 years old | Motors up to 10 years old | |
| Guests', visitors' and domestic helpers' property | Up to $5,000 | Up to $5,000 | Up to $5,000 |
| Landlords' contents | | Up to $10,000 | Up to $10,000 |
| Legal Liability cover | Up to $20,000,000 | Up to $20,000,000 | Up to $10,000,000 |
| Modifications to buildings for paraplegia & quadriplegia | Up to $10,000 | Up to $10,000 | Up to $10,000 |
| Replacement of locks and cylinders | Up to $2,000 | Up to $1,000 | Up to $1,000 |
| Security firm attendance | Up to $500 | Up to $500 | Up to $500 |
| Spoilage of refrigerated / freezer food | No specified limit | Up to $500 | |
| Temporary removal of Contents from your risk address | Up to 20%/$7,500 of contents sum insured with sub-limits for selected contents | Up to 20% of contents sum insured with sub-limits for selected contents | Up to 20% of contents sum insured with sub-limits for selected contents |
| Title deeds | Up to $2,000 | Up to $2,000 | Up to $2,000 |
| Veterinary costs | Up to $500 | Up to $500 | Up to $500 |
This is a summary only of some of the policy features available on these policies. Full details of policy coverage are available in our Policy Documents (Product Disclosure Statements).
For full details of conditions and exclusions of our home insurance please refer to the 
SureCover, SureCover Plus and SureCover Gold PDS and Supplementary PDS (where applicable).
