Home Insurance Product Comparison Chart

Home Insurance Product Comparison (effective 10 May, 2012)

If you have a claim under the policy we give benefits for:	SureCover Home insurance	SureCover Plus Home insurance	SureCover Gold Home insurance
Cover for Events such as Fire, Storm, Theft, Earthquake*
Accidental loss or damage
Accidental breakage of glass
Additional cost of temporary accommodation	Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'	Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'	Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'
Automatic indexation of sum insured
Compensation for death	Up to $10,000	Up to $10,000	Up to $10,000
Contents in open air at the risk address	Sub-limits for selected contents based on insured events loss or damage	Sub-limits for selected contents based on insured events loss or damage	Sub-limits for selected contents based on insured loss or damage
Contents in safe deposit box	Up to 20% of contents sum insured	Up to 20% of contents sum insured	Up to 20% of contents sum insured
Credit cards - cover for loss or theft	Up to $2,500	Up to $5,000	Up to $5,000
Environmental benefits	Up to $5,000 to install any combination of rainwater tank, solar power systems (including solar hot water systems or photo-voltaic power systems), hot water heat exchange system and grey water recycling system	Up to $5,000 to install any combination of rainwater tank, solar power systems (including solar hot water systems or photo-voltaic power systems), hot water heat exchange system and grey water recycling system	Up to $5,000 to install any combination of rainwater tank, solar power systems (including solar hot water systems or photo-voltaic power systems), hot water heat exchange system and grey water recycling system
Fusion of electric motors		Motors up to 10 years old	Motors up to 12 years old
Guests', visitors' and domestic helpers' property	Up to $5,000	Up to $5,000	Up to $5,000
Landlords' contents	Up to $10,000	Up to $10,000
Legal Liability cover	Up to $10,000,000	Up to $20,000,000	Up to $20,000,000
Modifications to buildings for paraplegia & quadriplegia	Up to $10,000	Up to $10,000	Up to $10,000
Replacement of locks and cylinders	Up to $1,000	Up to $1,000	Up to $2,000
Security firm attendance	Up to $500	Up to $500	Up to $500
Spoilage of refrigerated / freezer food		Up to $500	No specified limit
Temporary removal of Contents from your risk address	Up to 20% of contents sum insured with sub-limits for selected contents	Up to 20% of contents sum insured with sub-limits for selected contents	Up to 20%/$7,500 of contents sum insured with sub-limits for selected contents
Title deeds	Up to $2,000	Up to $2,000	Up to $2,000
Veterinary costs	Up to $500	Up to $500	Up to $500

This is a summary only of some of the Home insurance policy features available on these Home insurance policies. Full details of policy coverage are available in our Policy Documents (PDS).

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For full details of conditions and exclusions of our home insurance please refer to the SureCover Home insurance, SureCover Plus Home insurance and SureCover Gold Home insurance PDS and Supplementary PDS (where applicable).