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Home Insurance

Save up to 10% when you buy a new policy online*

  • Up to 30% No Claim Bonus*
  • Combine your building and contents cover on the one policy to receive up to 10% discount*
  • Quick and easy claims service 24/7
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or call us on 13 1000 *Conditions apply Retrieve a quote »

Home Insurance calculators

Your home is your most valuable asset, and your contents are also precious, so if something were to happen to either of them you'd want to know that you were covered by adequate home and contents insurance.

... one in five homes may be under insured by as much as 30% for home building insurance, and one in three households will be under insured by more than 30% for their contents insurance.^

Sadly however, research on the issue of under insurance has shown that as many as one in five homes may be under insured by as much as 30% for home building insurance, and one in three households will be under insured by more than 30% for their contents insurance.^

Once you have obtained an estimate on the home building and/or contents replacement costs, you can get a quote and buy online, or contact Allianz on 13 1000 to arrange a new home insurance policy based on the replacement costs you have estimated or update your current policy with the new amount.

At Allianz, we don't just want to insure the belongings you've worked hard for, we want to ensure that you have real peace of mind. It is essential that you have adequate cover to fully protect your home and all your contents and that's why we've provided these calculators. They work as guides to help you estimate the full replacement value of your home building and contents.

^ Source: Insurance Council of Australia, Report on Under-Insurance, published in October 2002.

*Conditions apply Buy online and save 10% Buy online and save 10%

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Product Disclosure Statement

For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).

Key Facts Sheet

Conditions apply
Any online discounts offered are applied to our standard rates (excluding optional covers) and apply to the first year’s premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts my not be applied to the premium for optional covers such as Flood and Personal Effects (where applicable).
Minimum premiums may apply
Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts my not be applied to the premium for optional covers such as Flood (where applicable).
Home Insurance discounts
Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% discount for combining buildings and contents covers on the one policy and the third discount is up to 10% discount for buying online. Discounts may not be applied to any Flood or Personal Effects components of the premium (if applicable).
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims in the preceding five years may still qualify for reduced No Claim Bonus.
30% No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However landlords who have had up to two claims may still qualify for reduced No Claim Bonus.
Cost per Day
Cost per day is based on the average annual premium paid between 1/1/14 and 18/5/14 by new Renter’s Insurance customers insuring $60,000 of contents cover only under SureCover Home Insurance. Excludes optional covers such as Flood and Personal Effects. Individual premiums may vary depending on rating factors such as suburb, insured age and claims history.