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The Motor Accident Commission (MAC) is the CTP insurer of all vehicles registered in SA and, since 1 July 2003, Allianz has been contracted to handle all claims and enquiries on their behalf.
SA CTP insurance provides compensation to victims of motor vehicle accidents where the vehicle at fault was registered in South Australia. By paying your CTP insurance premium, when registering your vehicle, you are protecting yourself from being sued for damages if you cause injury to a third party in a motor vehicle accident which was your fault.
About the SA CTP Scheme
The SA CTP Scheme provides the following cover Australia-wide, 24 hours a day:
- Injuries caused to passengers, pedestrians, cyclists and other road users
- Injuries sustained by the driver proportionate to the degree of fault unless the driver is entirely at fault
- Provides compensation for reasonable medical and hospital costs and other related expenses
- Provides compensation for lost time at work (greater than seven days)
- May provide a lump sum payment for non-economic loss (e.g. loss of function; pain and suffering)
- May provide coverage for victims if a passenger is at fault.
- Compensation may be reduced for victims who ignore certain basic road rules
- Does not compensate an injured driver that is entirely at fault
- Does not cover damage to vehicles or other property
How to make a claim
If you have been injured in a motor vehicle accident that was not your fault, you may be entitled to compensation under the SA CTP Scheme. To make a claim now, or to find out whether you are entitled to make a claim, select one of the options below or call Allianz on
Please report motor injury fraud. After all you’re paying for it.
People who make false motor injury claims rip millions of dollars off South Australian motorists every year. Selfish people, who stage crashes, exaggerate their injuries and make false statements, make motorists pay more in premiums with their motor registration.
Catching out people who make fraudulent claims save SA motorists around $6 million a year. This equates to about $10 per year on CTP insurance costs for every registered vehicle.
You may know of someone claiming to be injured, who is really just trying to rip off the system. If you do please report it by calling the:
CTP Fraud Hotline on
You can remain anonymous.