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Choosing Car Insurance

Compare apples with apples when choosing your car insurance



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How to choose the best car insurance for you

With so many options available, choosing the right comprehensive car insurance for you can be confusing. You want to compare apples with apples, and think about the benefits to you.

Here, the Internet is an invaluable tool. You can browse around and get an accurate online car insurance quote online car insurance quote, right away. Compare the prices - but just make sure you’re comparing like with like: ensure you choose the same answers to the insurer’s questions.

When looking at the extras and benefits, try and imagine the circumstances where they would be useful.

For example, imagine you’re hundreds of kilometres away from home, and your vehicle is unsafe or unfit to drive, or has been stolen. You’re stranded. So what happens if you need to stay the night, or a couple of nights?

Well, it would be great to have a couple of hundred dollars available to pay for emergency accommodation, wouldn’t it? And that’s what Allianz Car Insurance offers.

On the other hand, you might never use a caravan, so the extra allowance for damage to a caravan might not suit.

Thinking about situations like that will help you decide on which benefits are more attractive.

Tips for saving money on your car insurance

The price you pay for your comprehensive car insurance is determined by a number of factors - some of which you can control.

You'll reduce your car insurance quote if you:

  • Limit the number of drivers
  • Restrict divers under the age of 30
  • Have a named driver only
  • Compare and choose your extras carefully
  • Buy online: Allianz provides up to a 15% discount* for policies bought online (*Conditions apply)
  • Qualify as a safe driver
  • Have been with your current insurer for more than 5 years
  • Increase the excess (the amount you have to pay in the event of an accident)

Need help?

You can call us for car insurance quotes on 13 1000 during business hours (7am - 11pm AEST/AEDT, weekdays or 7am - 9pm AEST/AEDT, weekends.)

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Product Disclosure Statement

Online discounts
Any online discounts offered are applied to our standard rates, but excluding all other optional covers. The online discount only applies to the first year's premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice.
Car Insurance discounts
The online discount does not apply to Third Party Fire & Theft policies and Third Party Property Damage policies. Safe Driver Discount applies to new Allianz Car Insurance policies only. Drivers must be aged 30 years plus. Eligibility conditions in relation to all drivers. Discount available for new Allianz Car Insurance policies only.
$25,000 Accidental Death Cover
At no extra cost, if you or your spouse has an accident that results in an injury which is the sole cause of death within 90 days of the injury, we will pay your estate $25,000.
Windscreen cover excess
Only applies where damage to windscreen is the only damage to the vehicle.

Terms, conditions, limits and exclusions apply. Please see the relevant PDS available on this website for details.