Allianz Australia

Best General Insurance Company of the Year 2010*
General Insurance Company of the Year 2009+

Call us on 13 1000

Allianz comprehensive car insurance

now with roadside assistance after the first year*

  • Safe Driver Discount for eligible drivers*
  • Up to 10% off the discounted price when you buy online
Why choose Allianz for your car insurance?
  • Up to $500 cover for personal items stolen from your car
  • Rental car use for up to 14 days if your car is stolen and not recovered
  • Legal liability for up to $20 million
  • A range of options including cover for accidental windscreen and glass damage
  • A quick and easy claims process
  • CTP insurance also available (in NSW, QLD and SA)
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*Conditions apply

SureCover Plus

Our SureCover Plus comprehensive cover offers a rental car for up to 14 days after the theft of your vehicle (up to $75 per day) and towing following an accident. We also offer a brand new replacement vehicle (subject to availability) if your vehicle is written-off during it's first or second year of registration, including the on-road costs, like registration and CTP insurance. SureCover Plus includes trailer and caravan cover; emergency repairs; transportation costs to get you home after an accident and re-keying/re-coding of your vehicle's locks.

For full details of conditions and exclusions of all our cover options, please refer to the

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Comprehensive Car Insurance comparison chart

If you have a claim under the policy we give benefits for: SureCover Plus
Available online or by calling 13 1000
New replacement vehicle if your new vehicle (<2 yr old) is a total loss Yes
Cover for damage to other people's property (legal liability) Up to $20,000,000
Legal liability cover when using a substitute vehicle Yes
Legal costs Yes
Rental car following theft ($75 per day limit) up to 14 days
Towing Yes
Vehicle being transported by ship Yes
Trailer and caravan cover up to $500
Emergency repairs up to $350
Personal effects or clothing up to $500
Transportation costs up to $200
Re-keying and re-coding up to $500
Emergency accommodation costs No

For full details of conditions and exclusions of all our cover options, please refer to the

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Cover options

Allianz offer a range of cover options, as outlined below, that can be selected in addition to the cover provided in both of our comprehensive car insurance policies.

Rental or loan car following an accident
We understand that having your car off the road can cause you a lot of inconvenience and disruption to your work and personal life. To help ease the inconvenience you may experience, we will provide you with a rental or loan car if your own car is involved in an accident, or if a rental or loan car is not available, pay you a daily travel allowance of $30. The maximum daily rental charge we will pay is $75. We will provide the rental or loan car benefit for a maximum of 14 days. This option is available for a small additional fee.
Protected no claim bonus
We offer no claim bonus protection for a small additional fee, so that you can be confident that your no claim bonus is not affected in the event of an accident or claim. We will not reduce your current no claim bonus entitlement for the first claim in any one period of insurance which is your fault or where the responsible party cannot be identified. This option is only available if you currently hold a maximum no claim bonus rating.
Removal of basic excess for windscreen claims
If the windscreen or window glass in your vehicle is accidentally broken, we will not apply an excess to your claim. This option applies to the first claim in any one period of insurance, where the glass fracture extends through the entire thickness of the glass and where there is no other damage to the vehicle. This option is available for a small additional fee.
Restricted drivers
This option restricts cover to the drivers of your car to 30 years of age and over. Selecting this option will give you a reduction on your premium.
Increase your basic excess
For a reduction on your insurance premium you can nominate to increase the basic excess payable for at-fault claims. In the event of an at fault claim, your voluntary excess would be greater than the basic excess. This option can lead to savings on your premium. Please note, not available on internet motor product.

For full details of conditions and exclusions of all our cover options, please refer to the

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Helpful Information

Whether it's your pride and joy or the family wagon, Allianz provides reliable car insurance on the road so you, your loved ones and your vehicle are in safe hands, whatever road you choose.

No matter how careful you might be on the roads, with thousands of other drivers there are always dangers beyond your control. Allianz offers reliable, cost-effective and comprehensive insurance cover, so you and your loved ones can hit the open road with confidence.

The Allianz Group gives more than 76 million people in 70 countries around the world the confidence they need in life’s important moments. And in Australia, more than 2 million policy holders rely on Allianz for their insurance needs.

Get a car insurance quote in minutes!

Allianz offers a World of Protection with Safe Driver Discounts for eligible drivers and get up to a 10%* discount off your premium when you buy your new comprehensive car insurance policies online. Compare our different car insurance products, get answers to some frequently asked questions, and learn how you can submit a car insurance claim.


Need help?

You can call us for car insurance quotes on 13 1000 during business hours (7am - 11pm AEST/AEDT, weekdays or 7am - 9pm AEST/AEDT, weekends.)

For full details of conditions and exclusions of all our cover options, please refer to the

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Frequently asked questions
  1. Do I need to list my child as a nominated driver – they have just received their probationary licence?
    Yes. If he/she has an accident in the vehicle and is not nominated to drive the vehicle, he/she may be required to pay the undeclared young driver excess, the age excess (if they are under 25 years of age) and also the basic excess applicable to the policy, on condition that Allianz chooses to accept the claim.
  2. Do I need to let you know that my children now have their learner licences and that we will be using the car we have insured with you to teach them how to drive?
    Yes. You need to contact us, as your policy may have restrictions on it that restrict a learner driver from being covered in the event of a claim.
  3. I have bought a new CD player for my car and I want it covered if it gets stolen. What do I do?
    You need to let us know the details and the value of the accessory so we can add it to your policy. You will need to do this for all non-standard accessories you have on your car. Remember to also keep a record of the purchases. It is important that you disclose all non-standard accessories and modifications to Allianz to ensure you are fully covered in the event of a claim.
  4. If my 23-year-old son/daughter, who is a nominated driver on my policy, hits another car what excess will they have to pay?
    In addition to the basic excess he/she will also be required to pay the age excess. All excesses are displayed on our policy schedule.
  5. Can I apply windscreen protection cover?
    If you have Comprehensive cover you are able to take up our windscreen protection option. We do not offer this option on our Third Party Property Damage policies.
  6. What is the difference between Comprehensive, Compulsory Third Party and Third Party Insurance?

    Comprehensive Insurance covers damage to your vehicle, loss of your vehicle or ‎property, theft and damage to other people’s property such as their vehicle.

    Compulsory third party (CTP), insures you or any other driver ‎of your vehicle against liability for death or injuries you may inflict on other road ‎users as a result of a motor vehicle accident for which you or the driver of your ‎vehicle are at fault.

    Third Party Property Damage insurance provides cover or loss against someone else’s ‎property. While, Third Party Property, Fire and Theft Insurance adds cover in the ‎event of you vehicle being stolen or catching fire.‎

  7. Can a family member enquire or make changes to my policy?
    Unfortunately unless they are listed on your policy, we are unable to provide any information or action any requests on your behalf. Please contact our staff on 13 1000 to discuss what is involved in providing them access to your policy.
  • Insure with Allianz

    We give more than 76 million people in 70 countries around the world the confidence they need in life's important moments.

    In Australia, more than 2 million policy holders rely on Allianz for their insurance including comprehensive car insurance.

    Get a Car Insurance quote online in 2 minutes
  • Product Disclosure Statements

    For terms, conditions and exclusions of our car insurance, please refer to the Product Disclosure Statement (PDS) & Supplementary PDS, (where applicable).

    • Allianz Car Insurance Product Disclosure Statement
    • Allianz Car Insurance Supplementary Product Disclosure Statement
  • Need Help?

    Call us for car insurance quotes on 13 1000 during business hours.

    7am - 11pm AEST/AEDT, weekdays or
    7am - 9pm AEST/AEDT, weekends

    Get up to a 10%* discount off your premium when you buy your new comprehensive car insurance policies online.

Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. To decide if this product is right for you, please carefully read the Product Disclosure Statement which is available on this website.

Conditions apply
Any online discounts offered are applied to our standard rates (excluding optional covers) and applies to the first years premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.
Minimum premiums may apply
Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice.
Car Insurance discounts
The online discount does not apply to Third Party Fire & Theft policies and Third Party Property Damage policies. Safe Driver Discount applies to new SureCover Plus Motor Insurance policies only.
Home and Landlord Insurance discounts
The following discounts will not be applied to the flood premium – No claim bonus, approved security system discount, combined policy discount, age of owner discount, my Allianz discount, age of building discount and voluntary excess discount

†If you are eligible for two or more discounts, the second and any subsequent discounts may be applied to the premium (excluding applicable taxes and government charges) after it has been reduced by previous discounts. If your premium is below our minimum premium, then the minimum premium will apply.