Small business owners have a responsibility to third parties - customers, employees, suppliers and the community; and third party property. Being held accountable for grievances can negatively impact your reputation and finances. That's why liability cover is mandatory for small business owners under the Allianz Small Business insurance pack.
Allianz Small Business Pack offers you the option of $10 Million or $20 Million limit of indemnity within our Public and Products Liability cover. This cover aims to protect you for amounts which you are liable to pay for personal injury and property damage to third parties in connection with your business during the defined period of insurance.
Q. Could your business survive being sued over personal injury to a customer relating to your business premises, or as a result of products that were sold/supplied to them?
A. Protect against this risk with Public and Products Liability cover in your Allianz Small Business insurance pack.
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- Online Public and Product Liability
- What is covered?
- Your selected Limit of Indemnity covers your business in the event that you become legally liable to pay compensation for personal injury and/or property damage, and will be covered if it occurs within Australia and as a result of an occurrence in connection with your business.
- Features and Benefits
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Personal Injury to a third party means:
- Death, bodily injury, sickness, disease, disability, shock, fright, mental anguish and mental injury
- False arrest, wrongful detention or imprisonment, and malicious prosecution
- Wrongful eviction
- Assault or battery
- Libel, slander, defamation of character or invasion of the right of privacy, occurring during the period of insurance.
Property Damage includes:
- Actual physical loss of or physical destruction of tangible property
- The loss of use of tangible property which has not been physically damaged but cannot be used due to physical damage to other tangible property which occurs during the period of insurance.
- Options
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Customers are able to select their Limit of Indemnity for either:
- 10 Million Dollars
- 20 Million Dollars
Awards
Cover at a glance
Make a claim
Notify us of your property or motor claim online, or call us on 13 1000.
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Product Disclosure Statement
For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).
