Call us on 13 1000

General Property

Protect against theft or damage to your most valuable assets such as your work tools or portable equipment. General Property cover protects you so that your business can continue to operate.

  • “Business as usual” with General Property cover
  • Allianz can help replace damaged or lost equipment quickly with minimal
    disruption to your business
Get a Quote & Buy OnlineQuote & Buy or call us on 13 1000

Understanding General Property Cover

Damage to or loss of essential business equipment can affect trading. General Property covers loss or damage within Australia to insured properties caused by an unexpected or unforeseen occurrence which is not otherwise excluded.

Q. Do you have tools of trade that you take out and about with you?

A. General Property cover could protect you from damage to your tools whilst away from business premises

  Online General Property cover
What is covered?

Loss of or damage to:

  • Tools of Trade
  • Listed portable electronic items
  • Stock in Trade

As cover for general property, this includes laptop insurance and mobile phone insurance. Cover applies for any sudden, unexpected or unforeseen occurrence not otherwise excluded, as outlined in the Product Disclosure Statement.

Features and Benefits
  • Accidental damage cover is automatically covered
  • Includes cover for theft due to violent or forcible entry
  • Lessen impact of unforeseen circumstances on business operation
  • Covers insured property within Australia, regardless of whether the property is at specified business premises or not

For unspecified items used by your business, you can choose cover for damage or loss of contents from

  • $2,500
  • $5,000
  • $10,000 or
  • $25,000

You may also nominate a value for other items you would like to specify.

View another Risk
Currently viewing General Property

More information


Public Liability Insurance

Public Liability Insurance - Helps you out if you or your business is held accountable for third party injury or property damage.

Helps you out if you or your business is held accountable for third party injury or property damage.

Public liability insurance »

Cover at a glance

Business insurance by state

Make a claim

Product Disclosure Statement

View the Product Disclosure Statements.

For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs.

Policy terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement. View PDS update (privacy notice).

^Subject to eligibility criteria.
#Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are available at the time of printing and are subject to change without notice