Office Insurance Pack


Call us on 1300 131 000

Insurance for Office professionals. One easy package which you can choose various cover options to suit your business.

Office Insurance for professionals provides cover including:

It also offers a quick and easy claims process and flexible payment options including pay by the month*.

This is a summary only. Please refer to the Office Pack PDS for the applicable terms, conditions, limits and exclusions

Material Damage

Protect your property against accidental damage at the situation you have listed.

Theft

Insure your property against theft or attempted theft at the situation you have listed.

Money

Provides cover for loss of money in circumstances selected by you, such as money in transit, money in your work safe or strongroom and money in your personal custody.

Glass

Covers against the accidental breakage of glass with automatic additional benefits such as damage to frames or breakage of illuminated/advertising signs.

Machinery Breakdown

Cover damage to insured machinery caused by breakdown, and includes a number of automatic additional benefits, such as cost of hiring temporary machinery, plus the optional benefit of deterioration of stock.

Electronic Equipment

Covering against the breakdown of electronic equipment at the business premises specified in the schedule. This includes a number of additional and optional benefits.

Liability

Covers the amounts that you are legally liable to pay as compensation for personal injury, property damage and/or advertising liability happening during the period of insurance within the defined territorial limit as a result of an occurance in connection with the business.

Business Interruption

Covers you for Consequential loss resulting from the interruption of or interference with the business that is caused by a specified event that occurs during the period of insurance.

General Property

Covers you for the cost of repairing or replacing the insured property that is accidentially damaged anywhere in the world.

Management Liability

Directors & Officers – Covers you or any of the directors and officers against a breach of duty, breach of trust, act, error or omission for a claim that is first made and reported to us during the period of insurance.

Employment Practices Liability – Covers you for a claim against you for a specific employment practices breach, such as discrimination, wrongful dismissal or sexual harrasment.

Crime – Covers you for any loss of property that belongs to you for which you are legally liable which has been unlawfully taken by an employee.

Tax Audit - Covering professional fees reasonably incurred in connection with an audit of the business.

Directors and Officers, Employment Practices Liability and Crime are not available online.

Professional Indemnity

Indemnifies you for civil liabilities arising from a professional service provided by you in respect of your business.

Commercial Motor

Covers your insured vehicles for the options selected, such as Third Party Property Damage, Loss or Damage or Fire and Theft.

Office occupations coveredAllianz Office Insurance can cover most office-occupying occupations’ including those noted below, and is available only by calling us:

Cover may be available for these and over 2000 occupations online with Allianz Small Business Advantage Pack Insurance.

  • Accountants
  • Architects
  • Business Management Services

  • Chiropractors
  • Computer consultants
  • Consulting engineers
  • Dental services

  • Financial advisors
  • Interior decorating services
  • Legal services
  • Real estate agents

  • Specialist medical services
  • Travel agents
  • Vetinarians

For businesses with more specific requirements

Small Business Advantage Pack

Business Insurance that is for customers with more complex requirements and offers a selection of cover options that you can choose from.

Learn more

Trades and Services Package

Cover for Trades and Services professionals who are mobile - for businesses with a turnover less than $1 million and no more than 5 employees.

Learn more

Business Vehicles

Allianz Classic and Prestige Motor Insurance products cover up to 5 vehicles in the one business, and with Commercial Motor Insurance covering larger fleets.

Learn more

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