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Office and Professional - full list of risks

Material Damage Help to replace the contents if your building and property is destroyed due to unforeseen circumstances such as fire
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Public and Products Liability Whenever a person operates a business they have the potential to injure other people or damage other peoples’ property
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Business Interruption Many businesses fail to recover from a ‎major event such as fire, storm or earthquake as overheads (such as wages and rent) continue even though the business may be unable to trade
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Workers Compensation You and/or your company may be liable if you do not provide safe working conditions for your employees
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Theft The theft of business contents and/or stock can impact on your customer service, and the day-to-day running of your business
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Optional Cover

General Property Cover If your equipment is accidentally damaged, we can help to have it replaced quickly so that your business is not interrupted
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Employee Dishonesty Protects you against dishonest employee conduct that could cause an unexpected and costly loss to your business
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Tax Audit Help for your to business handle any unexpected and significant costs associated with an Australian Tax Office audit
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Money Cover for losses of money, which includes cheques, credit cards, vouchers, and cab charges
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Glass Cover for breakage of fixed glass, including replacement and/or temporary security required to protect the premises
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Machinery Breakdown Many businesses can suffer due to damage or breakdown of electrical, electronic and ‎mechanical machinery, such as refrigerators, air conditioners, cash registers, microwave ovens, and coffee machines
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Computer/Electronic Equipment Covers accidental damage or loss of equipment for businesses that depend on computers and other electronic equipment
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Business Vehicle Having your vehicle off the road can cause a lot of inconvenience and disruption to your work
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Tips to protect your business
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